Dec, 31, 2023 — PATRIOT CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 1 branch location and about $15.53 million in total assets. Opened 66 years ago in 1958, PATRIOT CREDIT UNION has about 1,496 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PATRIOT CREDIT UNION |
|---|---|
| Address: (Main Office) | 4343 Telegraph Rd SAINT LOUIS, MO 63129-2648 |
| Phone: | (314) 892-6325 |
| Fax: | (314) 892-3580 |
| Website: | https://www.patriotcu.com |
| Branches: | 1 branch locations |
| Members: | 1,496 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64856 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,527,134 |
| CEO/Manager: | Peter D Erbe |
| Chairperson: | ZACK RASURE |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 614,614 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,859,023 |
| Unsecured Loans | 284,331 |
| Other Loans | 7,411,715 |
| TOTAL LOANS | 13,555,069 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,469 |
| Land And Building | 0 |
| Other Fixed Assets | 14,188 |
| NCUSIF Deposit | 135,582 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,527,134 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 30,751 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,986,760 |
| Regular shares | 9,123,064 |
| All Other Shares & Deposits | 1,298,291 |
| TOTAL SHARES & DEPOSITS | 14,408,116 |
| TOTAL LIABILITIES | 14,438,867 |
| Regular Reserve | 0 |
| Other Reserves | 275,704 |
| Undivided Earnings | 812,563 |
| TOTAL EQUITY | 1,088,267 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,527,134 |
| INCOME & EXPENSE | |
| Loan Income | 481,453 |
| Investment Income | 54,181 |
| Other Income | 63,253 |
| Total Employee Compensation & Benefits | 178,518 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 283,443 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -25,000 |
| Cost of Funds | 38,442 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 194,851 |
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