Sep, 30, 2025 — PATRIOT CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 1 branch location and about $16.34 million in total assets. Opened 68 years ago in 1958, PATRIOT CREDIT UNION has about 1,572 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PATRIOT CREDIT UNION |
|---|---|
| Address: (Main Office) | 4343 Telegraph Rd SAINT LOUIS, MO 63129-2648 |
| Phone: | (314) 892-6325 |
| Fax: | (314) 892-3580 |
| Website: | https://www.patriotcu.com |
| Branches: | 1 branch locations |
| Members: | 1,572 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64856 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,344,060 |
| CEO/Manager: | ALEXANDER T SCHUMM |
| Chairperson: | ZACK RASURE |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,505,623 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,664,732 |
| Unsecured Loans | 385,295 |
| Other Loans | 8,357,640 |
| TOTAL LOANS | 14,407,667 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -104,390 |
| Land And Building | 0 |
| Other Fixed Assets | 21,623 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 134,084 |
| All Other Assets | 0 |
| TOTAL ASSETS | 16,344,060 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 21,313 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,023,281 |
| Regular shares | 8,228,346 |
| All Other Shares & Deposits | 2,797,205 |
| TOTAL SHARES & DEPOSITS | 15,048,832 |
| TOTAL LIABILITIES | 15,070,145 |
| Regular Reserve | 0 |
| Other Reserves | 321,684 |
| Undivided Earnings | 952,231 |
| TOTAL EQUITY | 1,273,915 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,344,060 |
| INCOME & EXPENSE | |
| Loan Income | 496,968 |
| Investment Income | 35,296 |
| Other Income | 40,514 |
| Total Employee Compensation & Benefits | 183,332 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 234,770 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 50,500 |
| Cost of Funds | 74,649 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 78,686 |
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