Dec, 31, 2023 — DE SOTO MO PAC CREDIT UNION is a federally insured state chartered credit union headquartered in DE SOTO, MO with 1 branch location and about $20.71 million in total assets. Opened 85 years ago in 1939, DE SOTO MO PAC CREDIT UNION has about 1,594 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | DE SOTO MO PAC CREDIT UNION |
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Address: (Main Office) | 2082 Rock Rd DE SOTO, MO 63020-1052 |
Phone: | (636) 586-9922 |
Fax: | (636) 586-5642 |
Website: | https://www.desotomopaccu.com |
Branches: | 1 branch locations |
Members: | 1,594 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 63507 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1939 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $20,706,044 |
CEO/Manager: | Melissa L Thebeau |
Chairperson: | Richard C Pica |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,498,794 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 1,518,170 |
Unsecured Loans | 944,198 |
Other Loans | 15,012,373 |
TOTAL LOANS | 17,497,024 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -101,182 |
Land And Building | 0 |
Other Fixed Assets | 160,000 |
NCUSIF Deposit | 182,734 |
All Other Assets | 0 |
TOTAL ASSETS | 20,706,044 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 140,175 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 1,972,821 |
Regular shares | 10,443,931 |
All Other Shares & Deposits | 5,573,997 |
TOTAL SHARES & DEPOSITS | 17,990,749 |
TOTAL LIABILITIES | 18,130,924 |
Regular Reserve | 0 |
Other Reserves | 336,498 |
Undivided Earnings | 2,238,622 |
TOTAL EQUITY | 2,575,120 |
TOTAL LIABILITIES, SHARES, & EQUITY | 20,706,044 |
INCOME & EXPENSE | |
Loan Income | 825,274 |
Investment Income | 93,901 |
Other Income | 8,828 |
Total Employee Compensation & Benefits | 283,159 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 376,921 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 62,259 |
Cost of Funds | 245,783 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 134,827 |
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