Dec, 31, 2023 — CAPE REGIONAL CREDIT UNION is a federally insured state chartered credit union headquartered in CAPE GIRARDEAU, MO with 2 branch locations and about $17.24 million in total assets. Opened 53 years ago in 1971, CAPE REGIONAL CREDIT UNION has about 2,438 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CAPE REGIONAL CREDIT UNION |
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Address: (Main Office) | 2427 Cape Centre DR CAPE GIRARDEAU, MO 63703-5771 |
Phone: | (573) 334-7686 |
Fax: | (573) 334-7919 |
Website: | https://www.caperegionalcu.com |
Branches: | 2 branch locations |
Members: | 2,438 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 64621 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1971 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $17,242,383 |
CEO/Manager: | James O Cauble |
Chairperson: | John Creutz |
ASSETS: | $ Amount |
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Cash & Equivalents | 922,095 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 120,795 |
Other Loans | 11,396,643 |
TOTAL LOANS | 11,517,439 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,708 |
Land And Building | 289,433 |
Other Fixed Assets | 54,235 |
NCUSIF Deposit | 158,094 |
All Other Assets | 0 |
TOTAL ASSETS | 17,242,383 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 438 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 82,472 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 5,196,441 |
Regular shares | 10,196,774 |
All Other Shares & Deposits | 456,246 |
TOTAL SHARES & DEPOSITS | 15,849,461 |
TOTAL LIABILITIES | 15,932,371 |
Regular Reserve | 0 |
Other Reserves | 640,395 |
Undivided Earnings | 669,617 |
TOTAL EQUITY | 1,310,012 |
TOTAL LIABILITIES, SHARES, & EQUITY | 17,242,383 |
INCOME & EXPENSE | |
Loan Income | 469,971 |
Investment Income | 263,706 |
Other Income | 122,154 |
Total Employee Compensation & Benefits | 378,279 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 445,674 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 33,350 |
Cost of Funds | 14,501 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 80,614 |
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