Sep, 30, 2025 — FORT MCCLELLAN CREDIT UNION is a federally insured state chartered credit union headquartered in ANNISTON, AL with 6 branch locations and about $221.45 million in total assets. Opened 73 years ago in 1953, FORT MCCLELLAN CREDIT UNION has about 15,393 members and employs 69 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FORT MCCLELLAN CREDIT UNION |
|---|---|
| Address: (Main Office) | 1010 Golden Springs Rd ANNISTON, AL 36207 |
| Phone: | (256) 237-2113 |
| Fax: | (256) 469-2017 |
| Website: | https://www.fortmcclellancu.org/ |
| Branches: | 6 branch locations |
| Members: | 15,393 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61800 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $221,452,541 |
| CEO/Manager: | Angela Smith |
| Chairperson: | Allen Skelton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 30,110,353 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 40,941,987 |
| Unsecured Loans | 7,203,965 |
| Other Loans | 47,144,558 |
| TOTAL LOANS | 95,935,285 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -628,911 |
| Land And Building | 12,885,997 |
| Other Fixed Assets | 1,000,907 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,951,491 |
| All Other Assets | 272,906 |
| TOTAL ASSETS | 221,452,541 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 172,700 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 614,627 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 33,336,525 |
| Regular shares | 101,817,147 |
| All Other Shares & Deposits | 65,008,370 |
| TOTAL SHARES & DEPOSITS | 200,162,042 |
| TOTAL LIABILITIES | 200,949,369 |
| Regular Reserve | 0 |
| Other Reserves | -8,062,773 |
| Undivided Earnings | 28,565,945 |
| TOTAL EQUITY | 20,503,172 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 221,452,541 |
| INCOME & EXPENSE | |
| Loan Income | 4,619,741 |
| Investment Income | 1,889,629 |
| Other Income | 958,114 |
| Total Employee Compensation & Benefits | 3,213,051 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,121,372 |
| Non-operating Income & (Expense) | -1,905 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 509,175 |
| Cost of Funds | 1,836,337 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -416,205 |
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