Credit Unions Near Me
National Credit Union Service Organization

WINSOUTH CREDIT UNION

Mar, 31, 2021 — WINSOUTH CREDIT UNION is a non-federally insured state credit union headquartered in GADSDEN, AL with 11 branch locations and about $380.12 million in total assets. Opened 70 years ago in 1951, WINSOUTH CREDIT UNION has about 36,058 members and employs 116 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 262284415
Name:WINSOUTH CREDIT UNION
Address:
(Main Office)
110 S 26TH ST
GADSDEN, AL 35904-1935
Phone:(256) 543-7302
Fax:(256) 543-7387
Website:http://www.winsouthcu.com
Branches:11 branch locations
Members:36,058
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:97076
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1951
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$380,121,145
CEO/Manager:DAVID EUBANKS
Chairperson:GREG GREGERSON

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • In-School Branches
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 65,219,220
TOTAL INVESTMENTS 112,916,755
Loans Held for Sale 0
 
 Real Estate Loans 81,377,214
 Unsecured Loans 10,734,086
 Other Loans 88,377,278
 TOTAL LOANS 184,313,360
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,291,800
 Land And Building 6,349,704
 Other Fixed Assets 346,919
 NCUSIF Deposit 0
 All Other Assets 12,266,987
  TOTAL ASSETS 380,121,145
LIABILITIES & CAPITAL:  
 Dividends Payable 25,590
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,028,775
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 69,427,610
 Regular shares 119,525,278
 All Other Shares & Deposits 158,762,960
  TOTAL SHARES & DEPOSITS 347,715,848
  TOTAL LIABILITIES 349,770,213
 Regular Reserve 16,218,304
 Other Reserves -1,199,810
 Undivided Earnings 15,332,438
  TOTAL EQUITY 30,350,932
  TOTAL LIABILITIES, SHARES, & EQUITY 380,121,145
INCOME & EXPENSE  
 Loan Income 1,160,428
 Investment Income 332,243
 Other Income 633,129
 Total Employee Compensation & Benefits 1,678,318
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,752,021
 Non-operating Income & (Expense) 4,340,696
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 42,000
 Cost of Funds 261,582
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,115,025
↑ Back to Top

Other Credit Unions

CHEM FAMILY CREDIT UNION
702 Clydesdale Av
ANNISTON, AL 36201
NUCOR EMPLOYEES FEDERAL CREDIT UNION
PO BOX 680169
FORT PAYNE, AL 35968
BRASSIES CREDIT UNION
Box 300, 1414 Golden Springs Road
ANNISTON, AL 36207
POSTAL EMPLOYEES CREDIT UNION
PO BOX 132
HUNTSVILLE, AL 35804
NORTHEAST ALABAMA POSTAL FEDERAL CREDIT UNION
P O Box 1927
ANNISTON, AL 36202
ANG FEDERAL CREDIT UNION
PO BOX 170204
BIRMINGHAM, AL 35217-0204
L&N EMPLOYEES CREDIT UNION
4101 VANDERBILT RD
BIRMINGHAM, AL 35217
ROCKET CITY FEDERAL CREDIT UNION
2200 CLINTON AVE W
HUNTSVILLE, AL 35805-3000
ALABAMA TEACHERS CREDIT UNION
P O BOX 1400
GADSDEN, AL 35902
AOD FEDERAL CREDIT UNION
PO BOX 608
BYNUM, AL 36253