Sep, 30, 2022 — NORTHEAST ALABAMA POSTAL FEDERAL CREDIT UNION is a federal credit union headquartered in ANNISTON, AL with 1 branch location and about $17.33 million in total assets. Opened 67 years ago in 1956, NORTHEAST ALABAMA POSTAL FEDERAL CREDIT UNION has about 1,240 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTHEAST ALABAMA POSTAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 200 S Quintard Ave ANNISTON, AL 36201 |
| Phone: | (256) 237-4259 |
| Fax: | (256) 237-5813 |
| Website: | https://www.neapfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,240 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11056 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Jun 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,325,538 |
| CEO/Manager: | Chandler Campbell |
| Chairperson: | Bruce Tankersly |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 712,393 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,279,614 |
| Unsecured Loans | 176,544 |
| Other Loans | 5,794,523 |
| TOTAL LOANS | 10,250,681 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -49,792 |
| Land And Building | 179,607 |
| Other Fixed Assets | 6,829 |
| NCUSIF Deposit | 148,302 |
| All Other Assets | 0 |
| TOTAL ASSETS | 17,325,538 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 26,888 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,911,654 |
| All Other Shares & Deposits | 8,605,226 |
| TOTAL SHARES & DEPOSITS | 14,516,880 |
| TOTAL LIABILITIES | 14,543,768 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,781,770 |
| TOTAL EQUITY | 2,781,770 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,325,538 |
| INCOME & EXPENSE | |
| Loan Income | 334,109 |
| Investment Income | 24,060 |
| Other Income | 7,641 |
| Total Employee Compensation & Benefits | 154,018 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 116,975 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 43,534 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 52,601 |
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