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DIXIE CRAFT EMPLOYEES CREDIT UNION

Dec, 31, 2020 — DIXIE CRAFT EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in GOODWATER, AL with 1 branch location and about $1.69 million in total assets. Opened 47 years ago in 1974, DIXIE CRAFT EMPLOYEES CREDIT UNION has about 597 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DIXIE CRAFT EMPLOYEES CREDIT UNION
Address:
(Main Office)
P O BOX 177
GOODWATER, AL 35072
Phone:(256) 839-6354
Fax:(256) 839-5932
Website:n/a
Branches:1 branch locations
Members:597
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62798
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1974
Last Audited:Jan 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$1,694,035
CEO/Manager:Dinah k Harrelson
Chairperson:Scott Simpson

Call Report

  • Real Estate Loans

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 267,288
TOTAL INVESTMENTS 1,100,000
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 194,222
 Other Loans 127,601
 TOTAL LOANS 321,823
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -27,801
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 16,333
 All Other Assets 16,392
  TOTAL ASSETS 1,694,035
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,021
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,448,700
 All Other Shares & Deposits 2,097
  TOTAL SHARES & DEPOSITS 1,450,797
  TOTAL LIABILITIES 1,459,818
 Regular Reserve 34,121
 Other Reserves 0
 Undivided Earnings 200,096
  TOTAL EQUITY 234,217
  TOTAL LIABILITIES, SHARES, & EQUITY 1,694,035
INCOME & EXPENSE  
 Loan Income 37,056
 Investment Income 8,912
 Other Income 16,148
 Total Employee Compensation & Benefits 48,602
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 48,867
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 35,160
 Cost of Funds 1,377
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -71,890
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