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FOUR SEASONS FEDERAL CREDIT UNION

Dec, 31, 2020 — FOUR SEASONS FEDERAL CREDIT UNION is a federal credit union headquartered in OPELIKA, AL with 2 branch locations and about $70.98 million in total assets. Opened 57 years ago in 1964, FOUR SEASONS FEDERAL CREDIT UNION has about 8,859 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FOUR SEASONS FEDERAL CREDIT UNION
Address:
(Main Office)
2915 PEPPERELL PKWY
OPELIKA, AL 36801-6127
Phone:(334) 745-4711
Fax:(334) 745-4385
Website:http://www.fourseasonsfcu.com
Branches:2 branch locations
Members:8,859
Credit Union Type:Federal Credit Union
Charter Number:16479
Membership Type:Multiple common bond - Primarily transportation equipment
Corporate Credit Union:No
Year Opened:1964
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$70,975,733
CEO/Manager:Terry W Ballard
Chairperson:Jeanette Parker

Call Report

  • Commercial Loans
  • Credit Builder
  • Debt Cancellation/Suspension
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,241,895
TOTAL INVESTMENTS 21,795,711
Loans Held for Sale 0
 
 Real Estate Loans 2,184,853
 Unsecured Loans 5,330,683
 Other Loans 15,736,274
 TOTAL LOANS 23,387,463
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -289,051
 Land And Building 1,375,103
 Other Fixed Assets 181,686
 NCUSIF Deposit 614,461
 All Other Assets 4,668,465
  TOTAL ASSETS 70,975,733
LIABILITIES & CAPITAL:  
 Dividends Payable 47
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 746,914
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 17,945,493
 Regular shares 35,392,748
 All Other Shares & Deposits 12,085,242
  TOTAL SHARES & DEPOSITS 65,423,483
  TOTAL LIABILITIES 66,170,444
 Regular Reserve 1,014,358
 Other Reserves 0
 Undivided Earnings 3,790,931
  TOTAL EQUITY 4,805,289
  TOTAL LIABILITIES, SHARES, & EQUITY 70,975,733
INCOME & EXPENSE  
 Loan Income 1,720,490
 Investment Income 491,105
 Other Income 1,483,533
 Total Employee Compensation & Benefits 1,530,245
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,026,977
 Non-operating Income & (Expense) 20,250
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 410,463
 Cost of Funds 59,714
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -312,021
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