Sep, 30, 2025 — FOUR SEASONS FEDERAL CREDIT UNION is a federal credit union headquartered in OPELIKA, AL with 2 branch locations and about $94.83 million in total assets. Opened 62 years ago in 1964, FOUR SEASONS FEDERAL CREDIT UNION has about 9,521 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FOUR SEASONS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2915 Pepperell Pkwy OPELIKA, AL 36801-6127 |
| Phone: | (334) 745-4711 |
| Fax: | (334) 745-4385 |
| Website: | https://www.fourseasonsfcu.com |
| Branches: | 2 branch locations |
| Members: | 9,521 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16479 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation equipment |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $94,828,826 |
| CEO/Manager: | Arthur L Lehman |
| Chairperson: | Rodney Dorsey |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,938,099 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,220,871 |
| Unsecured Loans | 9,260,142 |
| Other Loans | 38,723,182 |
| TOTAL LOANS | 54,276,138 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,012,529 |
| Land And Building | 1,268,953 |
| Other Fixed Assets | 430,641 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 790,247 |
| All Other Assets | 168,638 |
| TOTAL ASSETS | 94,828,826 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 972 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 872,842 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,502,883 |
| Regular shares | 40,610,954 |
| All Other Shares & Deposits | 25,688,295 |
| TOTAL SHARES & DEPOSITS | 85,802,133 |
| TOTAL LIABILITIES | 86,675,947 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 8,152,879 |
| TOTAL EQUITY | 8,152,879 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 94,828,826 |
| INCOME & EXPENSE | |
| Loan Income | 3,485,126 |
| Investment Income | 628,526 |
| Other Income | 1,111,837 |
| Total Employee Compensation & Benefits | 1,324,792 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,915,796 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,050,884 |
| Cost of Funds | 637,793 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 574,400 |
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