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PHENIX PRIDE FEDERAL CREDIT UNION

Dec, 31, 2020 — PHENIX PRIDE FEDERAL CREDIT UNION is a federal credit union headquartered in PHENIX CITY, AL with 1 branch location and about $13.30 million in total assets. Opened 61 years ago in 1960, PHENIX PRIDE FEDERAL CREDIT UNION has about 2,048 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PHENIX PRIDE FEDERAL CREDIT UNION
Address:
(Main Office)
1810 OPELIKA ROAD
PHENIX CITY, AL 36867
Phone:(334) 291-3000
Fax:(334) 291-5036
Website:http://www.phenixpridefcu.org
Branches:1 branch locations
Members:2,048
Credit Union Type:Federal Credit Union
Charter Number:13852
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1960
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$13,299,941
CEO/Manager:Kimberly Nichols
Chairperson:Rachel Lewis

Call Report

  • Credit Builder
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • In-School Branches
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,614,512
TOTAL INVESTMENTS 50,000
Loans Held for Sale 0
 
 Real Estate Loans 190,006
 Unsecured Loans 2,109,895
 Other Loans 6,984,874
 TOTAL LOANS 9,284,775
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -269,387
 Land And Building 337,632
 Other Fixed Assets 45,444
 NCUSIF Deposit 88,719
 All Other Assets 148,246
  TOTAL ASSETS 13,299,941
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 313,663
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,859,483
 Regular shares 2,790,697
 All Other Shares & Deposits 1,687,246
  TOTAL SHARES & DEPOSITS 11,337,426
  TOTAL LIABILITIES 11,651,089
 Regular Reserve 168,927
 Other Reserves 0
 Undivided Earnings 1,479,925
  TOTAL EQUITY 1,648,852
  TOTAL LIABILITIES, SHARES, & EQUITY 13,299,941
INCOME & EXPENSE  
 Loan Income 874,820
 Investment Income 1,866
 Other Income 354,032
 Total Employee Compensation & Benefits 478,459
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 401,915
 Non-operating Income & (Expense) 357,300
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 272,165
 Cost of Funds 105,470
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 330,009
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