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PHENIX PRIDE FEDERAL CREDIT UNION

Mar, 31, 2021 — PHENIX PRIDE FEDERAL CREDIT UNION is a federal credit union headquartered in Phenix City, AL with 1 branch location and about $14.52 million in total assets. Opened 61 years ago in 1960, PHENIX PRIDE FEDERAL CREDIT UNION has about 2,103 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PHENIX PRIDE FEDERAL CREDIT UNION
Address:
(Main Office)
1810 Opelika Road
Phenix City, AL 36867
Phone:(334) 291-3000
Fax:(334) 291-5036
Website:http://www.bridgewaycu.org
Branches:1 branch locations
Members:2,103
Credit Union Type:Federal Credit Union
Charter Number:13852
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1960
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$14,515,590
CEO/Manager:Kimberly Nichols
Chairperson:Rachel Lewis

Call Report

  • Credit Builder
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • In-School Branches
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,314,085
TOTAL INVESTMENTS 50,000
Loans Held for Sale 0
 
 Real Estate Loans 158,691
 Unsecured Loans 1,839,334
 Other Loans 7,581,016
 TOTAL LOANS 9,579,041
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -275,338
 Land And Building 521,794
 Other Fixed Assets 44,206
 NCUSIF Deposit 88,719
 All Other Assets 193,083
  TOTAL ASSETS 14,515,590
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 282,348
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,518,699
 Regular shares 3,342,822
 All Other Shares & Deposits 1,614,893
  TOTAL SHARES & DEPOSITS 12,476,414
  TOTAL LIABILITIES 12,758,762
 Regular Reserve 168,927
 Other Reserves 0
 Undivided Earnings 1,587,901
  TOTAL EQUITY 1,756,828
  TOTAL LIABILITIES, SHARES, & EQUITY 14,515,590
INCOME & EXPENSE  
 Loan Income 230,483
 Investment Income 377
 Other Income 48,845
 Total Employee Compensation & Benefits 118,494
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 108,743
 Non-operating Income & (Expense) 53
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 10,000
 Cost of Funds 10,882
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 107,976
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