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EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2023 — EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in OPELIKA, AL with 1 branch location and about $20.71 million in total assets. Opened 66 years ago in 1958, EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION has about 3,202 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
509 E THOMASON CIR
OPELIKA, AL 36801-5431
Phone:(334) 364-2850
Fax:(334) 364-2855
Website:https://www.eamcfcu.com
Branches:1 branch locations
Members:3,202
Credit Union Type:Federal Credit Union
Charter Number:12383
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$20,712,577
CEO/Manager:Kristin Sturges
Chairperson:JEANNIE EDDINS

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,717,880
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,288,788
 Other Loans 4,857,538
 TOTAL LOANS 6,146,326
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -65,366
 Land And Building 366,629
 Other Fixed Assets 37,651
 NCUSIF Deposit 162,614
 All Other Assets 0
  TOTAL ASSETS 20,712,577
LIABILITIES & CAPITAL:  
 Dividends Payable 336
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 67,931
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,278,442
 Regular shares 12,714,659
 All Other Shares & Deposits 936,540
  TOTAL SHARES & DEPOSITS 17,929,641
  TOTAL LIABILITIES 17,997,908
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,714,669
  TOTAL EQUITY 2,714,669
  TOTAL LIABILITIES, SHARES, & EQUITY 20,712,577
INCOME & EXPENSE  
 Loan Income 312,366
 Investment Income 156,477
 Other Income 287,954
 Total Employee Compensation & Benefits 346,805
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 529,726
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 10,465
 Cost of Funds 38,313
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 57,276
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