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EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION

Jun, 30, 2021 — EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in OPELIKA, AL with 1 branch location and about $19.64 million in total assets. Opened 63 years ago in 1958, EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION has about 3,562 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 2588
OPELIKA, AL 36803
Phone:(334) 364-2850
Fax:(334) 364-2855
Website:http://www.eamcfcu.com
Branches:1 branch locations
Members:3,562
Credit Union Type:Federal Credit Union
Charter Number:12383
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$19,643,376
CEO/Manager:Kristin Sturges
Chairperson:JEANNIE EDDINS

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,110,412
TOTAL INVESTMENTS 11,167,116
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,243,725
 Other Loans 4,398,257
 TOTAL LOANS 5,641,982
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -26,354
 Land And Building 396,107
 Other Fixed Assets 2,603
 NCUSIF Deposit 154,008
 All Other Assets 197,502
  TOTAL ASSETS 19,643,376
LIABILITIES & CAPITAL:  
 Dividends Payable 698
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 105,183
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,743,554
 Regular shares 12,771,853
 All Other Shares & Deposits 373,106
  TOTAL SHARES & DEPOSITS 16,888,513
  TOTAL LIABILITIES 16,994,394
 Regular Reserve 195,221
 Other Reserves 0
 Undivided Earnings 2,453,761
  TOTAL EQUITY 2,648,982
  TOTAL LIABILITIES, SHARES, & EQUITY 19,643,376
INCOME & EXPENSE  
 Loan Income 141,884
 Investment Income 61,071
 Other Income 88,746
 Total Employee Compensation & Benefits 169,070
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 242,741
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -5,200
 Cost of Funds 4,296
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 13,640
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