Mar, 31, 2022 — AOD FEDERAL CREDIT UNION is a federal credit union headquartered in OXFORD, AL with 7 branch locations and about $429.98 million in total assets. Opened 72 years ago in 1950, AOD FEDERAL CREDIT UNION has about 36,792 members and employs 83 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | AOD FEDERAL CREDIT UNION |
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Address: (Main Office) | 12 Elm St OXFORD, AL 36203 |
Phone: | (256) 237-9494 |
Fax: | (256) 237-3285 |
Website: | http://www.aodfcu.com |
Branches: | 7 branch locations |
Members: | 36,792 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 6680 |
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Membership Type: | Multiple common bond - other |
Corporate Credit Union: | No |
Year Opened: | 1950 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $429,978,764 |
CEO/Manager: | Virginia Bowen |
Chairperson: | Delle M Bean |
ASSETS: | $ Amount |
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Cash & Equivalents | 25,153,123 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 81,615,586 |
Unsecured Loans | 19,253,829 |
Other Loans | 95,707,984 |
TOTAL LOANS | 197,905,359 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,554,378 |
Land And Building | 10,313,098 |
Other Fixed Assets | 290,284 |
NCUSIF Deposit | 3,534,230 |
All Other Assets | 136,567 |
TOTAL ASSETS | 429,978,764 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 27,592 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 1,465,222 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 66,988,585 |
Regular shares | 256,962,125 |
All Other Shares & Deposits | 61,299,342 |
TOTAL SHARES & DEPOSITS | 385,250,052 |
TOTAL LIABILITIES | 386,742,866 |
Regular Reserve | 0 |
Other Reserves | -7,839,548 |
Undivided Earnings | 51,075,446 |
TOTAL EQUITY | 43,235,898 |
TOTAL LIABILITIES, SHARES, & EQUITY | 429,978,764 |
INCOME & EXPENSE | |
Loan Income | 1,786,964 |
Investment Income | 568,566 |
Other Income | 887,273 |
Total Employee Compensation & Benefits | 1,310,007 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,729,929 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 88,418 |
Cost of Funds | 254,461 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 774,331 |
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