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AOD FEDERAL CREDIT UNION

Mar, 31, 2022 — AOD FEDERAL CREDIT UNION is a federal credit union headquartered in OXFORD, AL with 7 branch locations and about $429.98 million in total assets. Opened 72 years ago in 1950, AOD FEDERAL CREDIT UNION has about 36,792 members and employs 83 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 262286170
Name:AOD FEDERAL CREDIT UNION
Address:
(Main Office)
12 Elm St
OXFORD, AL 36203
Phone:(256) 237-9494
Fax:(256) 237-3285
Website:http://www.aodfcu.com
Branches:7 branch locations
Members:36,792
Credit Union Type:Federal Credit Union
Charter Number:6680
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1950
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$429,978,764
CEO/Manager:Virginia Bowen
Chairperson:Delle M Bean

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 25,153,123
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 81,615,586
 Unsecured Loans 19,253,829
 Other Loans 95,707,984
 TOTAL LOANS 197,905,359
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,554,378
 Land And Building 10,313,098
 Other Fixed Assets 290,284
 NCUSIF Deposit 3,534,230
 All Other Assets 136,567
  TOTAL ASSETS 429,978,764
LIABILITIES & CAPITAL:  
 Dividends Payable 27,592
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,465,222
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 66,988,585
 Regular shares 256,962,125
 All Other Shares & Deposits 61,299,342
  TOTAL SHARES & DEPOSITS 385,250,052
  TOTAL LIABILITIES 386,742,866
 Regular Reserve 0
 Other Reserves -7,839,548
 Undivided Earnings 51,075,446
  TOTAL EQUITY 43,235,898
  TOTAL LIABILITIES, SHARES, & EQUITY 429,978,764
INCOME & EXPENSE  
 Loan Income 1,786,964
 Investment Income 568,566
 Other Income 887,273
 Total Employee Compensation & Benefits 1,310,007
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,729,929
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 88,418
 Cost of Funds 254,461
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 774,331
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