Sep, 30, 2022 — AOD FEDERAL CREDIT UNION is a federal credit union headquartered in OXFORD, AL with 7 branch locations and about $425.37 million in total assets. Opened 73 years ago in 1950, AOD FEDERAL CREDIT UNION has about 37,066 members and employs 81 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | AOD FEDERAL CREDIT UNION |
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Address: (Main Office) | 12 Elm St OXFORD, AL 36203 |
Phone: | (256) 237-9494 |
Fax: | (256) 237-3285 |
Website: | https://www.aodfcu.com |
Branches: | 7 branch locations |
Members: | 37,066 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 6680 |
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Membership Type: | Multiple common bond - other |
Corporate Credit Union: | No |
Year Opened: | 1950 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $425,370,082 |
CEO/Manager: | Virginia Bowen |
Chairperson: | Bobby Israel |
ASSETS: | $ Amount |
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Cash & Equivalents | 18,954,000 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 93,156,025 |
Unsecured Loans | 21,952,025 |
Other Loans | 92,330,547 |
TOTAL LOANS | 207,438,597 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,456,369 |
Land And Building | 10,179,045 |
Other Fixed Assets | 280,809 |
NCUSIF Deposit | 3,694,223 |
All Other Assets | 133,676 |
TOTAL ASSETS | 425,370,082 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 32,472 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 2,695,605 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 67,266,143 |
Regular shares | 251,003,322 |
All Other Shares & Deposits | 68,197,373 |
TOTAL SHARES & DEPOSITS | 386,466,838 |
TOTAL LIABILITIES | 389,194,915 |
Regular Reserve | 0 |
Other Reserves | -16,744,254 |
Undivided Earnings | 52,919,421 |
TOTAL EQUITY | 36,175,167 |
TOTAL LIABILITIES, SHARES, & EQUITY | 425,370,082 |
INCOME & EXPENSE | |
Loan Income | 5,591,078 |
Investment Income | 2,199,956 |
Other Income | 2,708,147 |
Total Employee Compensation & Benefits | 4,034,127 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 5,080,310 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 505,397 |
Cost of Funds | 891,649 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 2,618,304 |
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