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BRASSIES CREDIT UNION

Dec, 31, 2023 — BRASSIES CREDIT UNION is a federally insured state chartered credit union headquartered in Anniston, AL with 1 branch location and about $3.51 million in total assets. Opened 70 years ago in 1954, BRASSIES CREDIT UNION has about 474 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 262287195
Name:BRASSIES CREDIT UNION
Address:
(Main Office)
Box 300, 1414 Golden Springs Road
Anniston, AL 36207
Phone:(256) 831-7180
Fax:(256) 831-5053
Website:https://www.brassiescu.com/
Branches:1 branch locations
Members:474
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60593
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1954
Last Audited:Aug 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$3,506,910
CEO/Manager:Michelle L King
Chairperson:NINA D GILBERT

Call Report

  • Risk Based Loans
  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 505,985
TOTAL INVESTMENTS 995,000
Loans Held for Sale 0
 
 Real Estate Loans 341,654
 Unsecured Loans 216,359
 Other Loans 1,324,528
 TOTAL LOANS 1,882,541
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -36,539
 Land And Building 119,365
 Other Fixed Assets 0
 NCUSIF Deposit 29,355
 All Other Assets 11,203
  TOTAL ASSETS 3,506,910
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 942
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,638,897
 All Other Shares & Deposits 343,199
  TOTAL SHARES & DEPOSITS 2,982,096
  TOTAL LIABILITIES 2,983,038
 Regular Reserve 620,000
 Other Reserves 0
 Undivided Earnings -96,128
  TOTAL EQUITY 523,872
  TOTAL LIABILITIES, SHARES, & EQUITY 3,506,910
INCOME & EXPENSE  
 Loan Income 71,350
 Investment Income 11,091
 Other Income 9,436
 Total Employee Compensation & Benefits 73,322
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 119,316
 Non-operating Income & (Expense) -31,969
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 15,831
 Cost of Funds 4,147
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -152,708
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