Sep, 30, 2025 — CHEM FAMILY CREDIT UNION is a federally insured state chartered credit union headquartered in ANNISTON, AL with 1 branch location and about $4.08 million in total assets. Opened 98 years ago in 1928, CHEM FAMILY CREDIT UNION has about 179 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHEM FAMILY CREDIT UNION |
|---|---|
| Address: (Main Office) | 702 Clydesdale Ave ANNISTON, AL 36201 |
| Phone: | (256) 237-0651 |
| Fax: | (256) 231-8553 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 179 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61055 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1928 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,075,457 |
| CEO/Manager: | Ashley N Patrick |
| Chairperson: | Alan Rutherford |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 323,618 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 837,708 |
| Unsecured Loans | 20,808 |
| Other Loans | 393,421 |
| TOTAL LOANS | 1,251,937 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,000 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 32,847 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,075,457 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,653 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,868,983 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 2,868,983 |
| TOTAL LIABILITIES | 2,880,636 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,194,821 |
| TOTAL EQUITY | 1,194,821 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,075,457 |
| INCOME & EXPENSE | |
| Loan Income | 55,840 |
| Investment Income | 101,139 |
| Other Income | 856 |
| Total Employee Compensation & Benefits | 25,854 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 24,866 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 46,071 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 61,044 |
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