Sep, 30, 2025 — HIGHWAY CROSSROADS CREDIT UNION is a federally insured state chartered credit union headquartered in SIKESTON, MO with 1 branch location and about $24.80 million in total assets. Opened 73 years ago in 1953, HIGHWAY CROSSROADS CREDIT UNION has about 2,423 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HIGHWAY CROSSROADS CREDIT UNION |
|---|---|
| Address: (Main Office) | 741 York Dr SIKESTON, MO 63801 |
| Phone: | (573) 472-5373 |
| Fax: | (573) 472-5374 |
| Website: | https://www.mycrossroadscu.com |
| Branches: | 1 branch locations |
| Members: | 2,423 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60167 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $24,800,563 |
| CEO/Manager: | Amber Blissett Shephard |
| Chairperson: | David Wyman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,903,758 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,173,778 |
| Unsecured Loans | 977,531 |
| Other Loans | 15,193,439 |
| TOTAL LOANS | 18,344,748 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -194,223 |
| Land And Building | 747,430 |
| Other Fixed Assets | 18,738 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 183,543 |
| All Other Assets | 9,000 |
| TOTAL ASSETS | 24,800,563 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 71,888 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 414,627 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,317,117 |
| Regular shares | 8,725,976 |
| All Other Shares & Deposits | 10,418,580 |
| TOTAL SHARES & DEPOSITS | 20,461,673 |
| TOTAL LIABILITIES | 20,948,188 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,852,375 |
| TOTAL EQUITY | 3,852,375 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 24,800,563 |
| INCOME & EXPENSE | |
| Loan Income | 1,130,963 |
| Investment Income | 65,851 |
| Other Income | 52,727 |
| Total Employee Compensation & Benefits | 322,615 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 387,524 |
| Non-operating Income & (Expense) | -923 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,677 |
| Cost of Funds | 372,356 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 225,326 |
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