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GREECE COMMUNITY FEDERAL CREDIT UNION

Sep, 30, 2025 — GREECE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 2 branch locations and about $11.90 million in total assets. Opened 51 years ago in 1975, GREECE COMMUNITY FEDERAL CREDIT UNION has about 1,367 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GREECE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
1795 English Rd
ROCHESTER, NY 14616
Phone:(585) 865-2560
Fax:
Website:https://www.greecefcu.com
Branches:2 branch locations
Members:1,367
Credit Union Type:Federal Credit Union
Charter Number:24274
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1975
Last Audited:Dec 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$11,904,182
CEO/Manager:Laura J Dewey
Chairperson:Teresa Melore

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,159,849
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,635,420
 Unsecured Loans 693,928
 Other Loans 4,187,181
 TOTAL LOANS 7,516,529
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -66,783
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 109,522
 All Other Assets 0
  TOTAL ASSETS 11,904,182
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -91,051
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,862,077
 Regular shares 6,597,316
 All Other Shares & Deposits 2,028,114
  TOTAL SHARES & DEPOSITS 10,487,507
  TOTAL LIABILITIES 10,396,456
 Regular Reserve 0
 Other Reserves 569,910
 Undivided Earnings 937,816
  TOTAL EQUITY 1,507,726
  TOTAL LIABILITIES, SHARES, & EQUITY 11,904,182
INCOME & EXPENSE  
 Loan Income 422,398
 Investment Income 61,543
 Other Income 37,150
 Total Employee Compensation & Benefits 190,471
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 160,724
 Non-operating Income & (Expense) 2,773
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 31,023
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 141,646
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