Sep, 30, 2025 — NATRIUM EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in PROCTOR, WV with 1 branch location and about $11.17 million in total assets. Opened 42 years ago in 1984, NATRIUM EMPLOYEES FEDERAL CREDIT UNION has about 760 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NATRIUM EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 15710 Energy Rd PROCTOR, WV 26055-1302 |
| Phone: | (304) 455-6719 |
| Fax: | (304) 455-4881 |
| Website: | https://www.natriumefcu.com |
| Branches: | 1 branch locations |
| Members: | 760 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24090 |
|---|---|
| Membership Type: | Manufacturing - Chemicals |
| Corporate Credit Union: | No |
| Year Opened: | 1984 |
| Last Audited: | Feb 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,173,530 |
| CEO/Manager: | Erin Glover |
| Chairperson: | Sue Hafer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,084,057 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 914,967 |
| Other Loans | 5,757,446 |
| TOTAL LOANS | 6,672,413 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,493 |
| Land And Building | 1 |
| Other Fixed Assets | 7,999 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 90,371 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,173,530 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 21,842 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,969,723 |
| Regular shares | 6,833,121 |
| All Other Shares & Deposits | 34,341 |
| TOTAL SHARES & DEPOSITS | 9,837,186 |
| TOTAL LIABILITIES | 9,859,028 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,314,502 |
| TOTAL EQUITY | 1,314,502 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,173,530 |
| INCOME & EXPENSE | |
| Loan Income | 281,180 |
| Investment Income | 110,423 |
| Other Income | 9,434 |
| Total Employee Compensation & Benefits | 123,345 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 124,350 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 8,202 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 162,606 |
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