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MARSHALL COUNTY FEDERAL CREDIT UNION

Mar, 31, 2021 — MARSHALL COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in Moundsville, WV with 1 branch location and about $21.20 million in total assets. Opened 47 years ago in 1974, MARSHALL COUNTY FEDERAL CREDIT UNION has about 2,777 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MARSHALL COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
910 third Street
Moundsville, WV 26041
Phone:(304) 843-1179
Fax:(304) 843-1263
Website:http://www.marshallcountyfcu.com
Branches:1 branch locations
Members:2,777
Credit Union Type:Federal Credit Union
Charter Number:21713
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1974
Last Audited:May 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$21,197,131
CEO/Manager:Russ D Hall
Chairperson:Paul F Chavanak

Call Report

  • Overdraft Lines of Credit
  • Overdraft Protection
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,617,852
TOTAL INVESTMENTS 2,971,687
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 448,735
 Other Loans 6,792,091
 TOTAL LOANS 7,240,826
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,413
 Land And Building 139,116
 Other Fixed Assets 0
 NCUSIF Deposit 175,938
 All Other Assets 54,125
  TOTAL ASSETS 21,197,131
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 54,084
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,676,314
 Regular shares 13,973,573
 All Other Shares & Deposits 705,834
  TOTAL SHARES & DEPOSITS 19,355,721
  TOTAL LIABILITIES 19,409,805
 Regular Reserve 225,094
 Other Reserves 0
 Undivided Earnings 1,562,232
  TOTAL EQUITY 1,787,326
  TOTAL LIABILITIES, SHARES, & EQUITY 21,197,131
INCOME & EXPENSE  
 Loan Income 98,205
 Investment Income 12,772
 Other Income 21,281
 Total Employee Compensation & Benefits 63,800
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 36,815
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,143
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 29,500
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