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MARSHALL COUNTY FEDERAL CREDIT UNION

Dec, 31, 2021 — MARSHALL COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in MOUNDSVILLE, WV with 1 branch location and about $22.26 million in total assets. Opened 48 years ago in 1974, MARSHALL COUNTY FEDERAL CREDIT UNION has about 2,842 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MARSHALL COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
910 3rd St
MOUNDSVILLE, WV 26041-1605
Phone:(304) 843-1179
Fax:(304) 843-1263
Website:http://www.marshallcountyfcu.com
Branches:1 branch locations
Members:2,842
Credit Union Type:Federal Credit Union
Charter Number:21713
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1974
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$22,259,912
CEO/Manager:Kelly L Ward
Chairperson:Paul F Chavanak

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,659,710
TOTAL INVESTMENTS 3,572,961
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 477,501
 Other Loans 7,225,485
 TOTAL LOANS 7,702,986
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -9,414
 Land And Building 120,829
 Other Fixed Assets 0
 NCUSIF Deposit 175,938
 All Other Assets 36,902
  TOTAL ASSETS 22,259,912
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,402
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,404,474
 Regular shares 15,198,449
 All Other Shares & Deposits 721,335
  TOTAL SHARES & DEPOSITS 20,324,258
  TOTAL LIABILITIES 20,331,660
 Regular Reserve 225,094
 Other Reserves 0
 Undivided Earnings 1,703,158
  TOTAL EQUITY 1,928,252
  TOTAL LIABILITIES, SHARES, & EQUITY 22,259,912
INCOME & EXPENSE  
 Loan Income 411,061
 Investment Income 60,154
 Other Income 105,733
 Total Employee Compensation & Benefits 233,001
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 156,889
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 8,162
 Cost of Funds 9,808
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 169,088
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