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National Credit Union Service Organization

OHIO COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION

Dec, 31, 2021 — OHIO COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in WHEELING, WV with 1 branch location and about $6.32 million in total assets. Opened 52 years ago in 1970, OHIO COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION has about 787 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OHIO COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
280 FULTON ST
WHEELING, WV 26003
Phone:(304) 243-0499
Fax:(304) 243-0498
Website:http://www.ocpsfcu.virtualcu.net
Branches:1 branch locations
Members:787
Credit Union Type:Federal Credit Union
Charter Number:19881
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1970
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$6,319,705
CEO/Manager:JOLENE M STRADWICK
Chairperson:RHONDA HERCULES

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 470,235
TOTAL INVESTMENTS 4,321,489
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 507,649
 Other Loans 983,034
 TOTAL LOANS 1,490,683
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -17,534
 Land And Building 0
 Other Fixed Assets 637
 NCUSIF Deposit 51,388
 All Other Assets 2,807
  TOTAL ASSETS 6,319,705
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 13,417
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 859,972
 Regular shares 4,813,827
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 5,673,799
  TOTAL LIABILITIES 5,687,216
 Regular Reserve 76,576
 Other Reserves 0
 Undivided Earnings 555,913
  TOTAL EQUITY 632,489
  TOTAL LIABILITIES, SHARES, & EQUITY 6,319,705
INCOME & EXPENSE  
 Loan Income 108,679
 Investment Income 31,505
 Other Income 11,276
 Total Employee Compensation & Benefits 99,889
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 90,204
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 11,833
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -47,828
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