Sep, 30, 2025 — TONAWANDA VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in BATAVIA, NY with 1 branch location and about $157.88 million in total assets. Opened 51 years ago in 1975, TONAWANDA VALLEY FEDERAL CREDIT UNION has about 13,021 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TONAWANDA VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 10 Jefferson Square Ave BATAVIA, NY 14020 |
| Phone: | (585) 343-5627 |
| Fax: | (585) 344-2383 |
| Website: | https://www.tvfcubatavia.com |
| Branches: | 1 branch locations |
| Members: | 13,021 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22167 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $157,879,064 |
| CEO/Manager: | Kristine B Duran |
| Chairperson: | Leslie Strollo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,504,789 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 41,350,482 |
| Unsecured Loans | 10,391,658 |
| Other Loans | 37,163,283 |
| TOTAL LOANS | 88,905,423 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -389,472 |
| Land And Building | 955,096 |
| Other Fixed Assets | 433,519 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,348,436 |
| All Other Assets | 0 |
| TOTAL ASSETS | 157,879,064 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 648,370 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 28,529,687 |
| Regular shares | 108,125,845 |
| All Other Shares & Deposits | 3,439,524 |
| TOTAL SHARES & DEPOSITS | 140,095,056 |
| TOTAL LIABILITIES | 140,743,426 |
| Regular Reserve | 0 |
| Other Reserves | 1,241,983 |
| Undivided Earnings | 15,893,655 |
| TOTAL EQUITY | 17,135,638 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 157,879,064 |
| INCOME & EXPENSE | |
| Loan Income | 3,172,786 |
| Investment Income | 1,367,454 |
| Other Income | 433,752 |
| Total Employee Compensation & Benefits | 2,045,563 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,913,793 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 126,943 |
| Cost of Funds | 48,265 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,658,028 |
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