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UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2021 — UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Cheektowaga, NY with 1 branch location and about $3.06 million in total assets. Opened 50 years ago in 1971, UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION has about 531 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
90 Anderson Road
Cheektowaga, NY 14225-4906
Phone:(716) 332-5337
Fax:(716) 892-3158
Website:n/a
Branches:1 branch locations
Members:531
Credit Union Type:Federal Credit Union
Charter Number:20547
Membership Type:Service - Finance, Insurance, Real Estate, Trade
Corporate Credit Union:No
Year Opened:1971
Last Audited:May 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$3,058,420
CEO/Manager:Gail E Fronczak
Chairperson:Eric Place

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 679,557
TOTAL INVESTMENTS 1,453,333
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 155,541
 Other Loans 745,452
 TOTAL LOANS 900,993
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -10,672
 Land And Building 0
 Other Fixed Assets 100
 NCUSIF Deposit 24,899
 All Other Assets 10,210
  TOTAL ASSETS 3,058,420
LIABILITIES & CAPITAL:  
 Dividends Payable 2,316
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,024
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,805,882
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 2,805,882
  TOTAL LIABILITIES 2,811,222
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 247,198
  TOTAL EQUITY 247,198
  TOTAL LIABILITIES, SHARES, & EQUITY 3,058,420
INCOME & EXPENSE  
 Loan Income 26,782
 Investment Income 13,932
 Other Income 210
 Total Employee Compensation & Benefits 31,160
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 8,167
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -6,000
 Cost of Funds 4,548
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,156
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