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National Credit Union Service Organization

UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2022 — UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in LANCASTER, NY with 1 branch location and about $2.91 million in total assets. Opened 51 years ago in 1971, UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION has about 508 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
368 Pleasant View Dr
LANCASTER, NY 14086-1316
Phone:(716) 332-5337
Fax:
Website:n/a
Branches:1 branch locations
Members:508
Credit Union Type:Federal Credit Union
Charter Number:20547
Membership Type:Service - Finance, Insurance, Real Estate, Trade
Corporate Credit Union:No
Year Opened:1971
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$2,906,016
CEO/Manager:Gail E Fronczak
Chairperson:Eric Place

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 369,706
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 160,625
 Other Loans 901,430
 TOTAL LOANS 1,062,055
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -9,206
 Land And Building 0
 Other Fixed Assets 252
 NCUSIF Deposit 24,899
 All Other Assets 0
  TOTAL ASSETS 2,906,016
LIABILITIES & CAPITAL:  
 Dividends Payable 2,285
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,477
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,656,279
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 2,656,279
  TOTAL LIABILITIES 2,661,041
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 244,975
  TOTAL EQUITY 244,975
  TOTAL LIABILITIES, SHARES, & EQUITY 2,906,016
INCOME & EXPENSE  
 Loan Income 12,589
 Investment Income 6,628
 Other Income 45
 Total Employee Compensation & Benefits 16,287
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,715
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,150
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -1,405
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