Sep, 30, 2025 — UNION TRADES FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 3 branch locations and about $33.31 million in total assets. Opened 54 years ago in 1972, UNION TRADES FEDERAL CREDIT UNION has about 2,810 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNION TRADES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1925 Murdoch Ave PARKERSBURG, WV 26101-2528 |
| Phone: | (304) 485-1421 |
| Fax: | |
| Website: | https://www.uniontradesfcu.com |
| Branches: | 3 branch locations |
| Members: | 2,810 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21100 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,312,706 |
| CEO/Manager: | Dianah M Angert |
| Chairperson: | Lynford Lovell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,405,531 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 631,956 |
| Unsecured Loans | 1,322,651 |
| Other Loans | 8,780,092 |
| TOTAL LOANS | 10,734,699 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -93,103 |
| Land And Building | 1,425,979 |
| Other Fixed Assets | 126,705 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 270,652 |
| All Other Assets | 14,917 |
| TOTAL ASSETS | 33,312,706 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 75,297 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,515,087 |
| Regular shares | 16,750,146 |
| All Other Shares & Deposits | 6,963,814 |
| TOTAL SHARES & DEPOSITS | 27,229,047 |
| TOTAL LIABILITIES | 27,304,344 |
| Regular Reserve | 0 |
| Other Reserves | -20,905 |
| Undivided Earnings | 6,029,267 |
| TOTAL EQUITY | 6,008,362 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,312,706 |
| INCOME & EXPENSE | |
| Loan Income | 620,017 |
| Investment Income | 612,598 |
| Other Income | 204,906 |
| Total Employee Compensation & Benefits | 409,104 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 529,361 |
| Non-operating Income & (Expense) | 3,604 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,975 |
| Cost of Funds | 181,114 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 419,069 |
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