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MOUNTAIN HERITAGE FEDERAL CREDIT UNION

Dec, 31, 2020 — MOUNTAIN HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 3 branch locations and about $43.72 million in total assets. Opened 63 years ago in 1958, MOUNTAIN HERITAGE FEDERAL CREDIT UNION has about 7,610 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MOUNTAIN HERITAGE FEDERAL CREDIT UNION
Address:
(Main Office)
1822 7TH ST
PARKERSBURG, WV 26101
Phone:(304) 424-7256
Fax:(304) 428-2127
Website:http://www.mhfcu.net
Branches:3 branch locations
Members:7,610
Credit Union Type:Federal Credit Union
Charter Number:12470
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1958
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$43,723,601
CEO/Manager:Linda L McClung
Chairperson:Kimberly J Dellinger

Call Report

  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,868,870
TOTAL INVESTMENTS 2,547,010
Loans Held for Sale 0
 
 Real Estate Loans 3,819,314
 Unsecured Loans 4,355,550
 Other Loans 23,742,780
 TOTAL LOANS 31,917,644
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -602,172
 Land And Building 203,249
 Other Fixed Assets 37,573
 NCUSIF Deposit 318,831
 All Other Assets 432,596
  TOTAL ASSETS 43,723,601
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 41,061
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,478,322
 Regular shares 15,811,064
 All Other Shares & Deposits 15,513,684
  TOTAL SHARES & DEPOSITS 38,803,070
  TOTAL LIABILITIES 38,844,131
 Regular Reserve 622,086
 Other Reserves 0
 Undivided Earnings 4,257,384
  TOTAL EQUITY 4,879,470
  TOTAL LIABILITIES, SHARES, & EQUITY 43,723,601
INCOME & EXPENSE  
 Loan Income 2,065,265
 Investment Income 53,762
 Other Income 407,986
 Total Employee Compensation & Benefits 593,740
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 839,885
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 660,000
 Cost of Funds 202,488
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 230,900
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