Sep, 30, 2025 — JEFFERSON COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in MADISON, IN with 2 branch locations and about $17.03 million in total assets. Opened 57 years ago in 1969, JEFFERSON COMMUNITY FEDERAL CREDIT UNION has about 2,000 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JEFFERSON COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 545 Ivy Tech Dr MADISON, IN 47250 |
| Phone: | (812) 265-3003 |
| Fax: | (812) 273-2609 |
| Website: | https://www.jcfcu.com |
| Branches: | 2 branch locations |
| Members: | 2,000 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19319 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,026,232 |
| CEO/Manager: | Stephanie J Marion |
| Chairperson: | Susan Poling |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,652,537 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,353,795 |
| Unsecured Loans | 328,992 |
| Other Loans | 9,640,822 |
| TOTAL LOANS | 11,323,609 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -109,997 |
| Land And Building | 295,835 |
| Other Fixed Assets | 6,525 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 136,155 |
| All Other Assets | 0 |
| TOTAL ASSETS | 17,026,232 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 139,316 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,689,059 |
| Regular shares | 10,082,532 |
| All Other Shares & Deposits | 1,349,026 |
| TOTAL SHARES & DEPOSITS | 15,120,617 |
| TOTAL LIABILITIES | 15,259,933 |
| Regular Reserve | 0 |
| Other Reserves | 203,203 |
| Undivided Earnings | 1,563,096 |
| TOTAL EQUITY | 1,766,299 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,026,232 |
| INCOME & EXPENSE | |
| Loan Income | 379,188 |
| Investment Income | 162,837 |
| Other Income | 81,707 |
| Total Employee Compensation & Benefits | 216,609 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 350,670 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,087 |
| Cost of Funds | 23,440 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 115,015 |
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