Sep, 30, 2025 — PARKS HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in GLENS FALLS, NY with 1 branch location and about $38.25 million in total assets. Opened 61 years ago in 1965, PARKS HERITAGE FEDERAL CREDIT UNION has about 3,962 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PARKS HERITAGE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5 Murray St GLENS FALLS, NY 12801 |
| Phone: | (518) 926-4700 |
| Fax: | (518) 926-4707 |
| Website: | https://www.parksheritagefcu.org |
| Branches: | 1 branch locations |
| Members: | 3,962 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16933 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1965 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $38,251,520 |
| CEO/Manager: | Csilla Bell |
| Chairperson: | Christopher H Patnode |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,404,971 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 12,480 |
| Real Estate Loans | 10,547,968 |
| Unsecured Loans | 2,753,772 |
| Other Loans | 10,371,697 |
| TOTAL LOANS | 23,673,437 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -186,640 |
| Land And Building | 1,441,456 |
| Other Fixed Assets | 137,000 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 309,709 |
| All Other Assets | 0 |
| TOTAL ASSETS | 38,251,520 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 33,224 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,418,296 |
| Regular shares | 13,116,251 |
| All Other Shares & Deposits | 13,956,972 |
| TOTAL SHARES & DEPOSITS | 31,491,519 |
| TOTAL LIABILITIES | 31,524,743 |
| Regular Reserve | 0 |
| Other Reserves | 857,955 |
| Undivided Earnings | 5,868,822 |
| TOTAL EQUITY | 6,726,777 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 38,251,520 |
| INCOME & EXPENSE | |
| Loan Income | 1,265,663 |
| Investment Income | 381,098 |
| Other Income | 184,783 |
| Total Employee Compensation & Benefits | 505,978 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 721,987 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 151,980 |
| Cost of Funds | 310,204 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 407,911 |
| ↑ Back to Top | |