WEBSTER FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.websterfcu.org for more information.
Sep, 30, 2025 — WEBSTER FEDERAL CREDIT UNION is a federal credit union headquartered in WEBSTER, NY with 1 branch location and about $18.13 million in total assets. Opened 62 years ago in 1964, WEBSTER FEDERAL CREDIT UNION has about 2,227 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WEBSTER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 815 RIDGE ROAD WEBSTER, NY 14580-2410 |
| Phone: | (585) 671-8900 |
| Fax: | (585) 671-9391 |
| Website: | https://www.websterfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,227 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16335 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Sep 01, 2019 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,133,901 |
| CEO/Manager: | Walter F Zehder |
| Chairperson: | William Lochner |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,341,271 |
| TOTAL INVESTMENTS | 4,869,002 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,037,825 |
| Unsecured Loans | 1,295,147 |
| Other Loans | 4,193,632 |
| TOTAL LOANS | 9,526,604 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -43,071 |
| Land And Building | 0 |
| Other Fixed Assets | 79,549 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 141,692 |
| All Other Assets | 218,854 |
| TOTAL ASSETS | 18,133,901 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 40,561 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,970,106 |
| Regular shares | 13,729,705 |
| All Other Shares & Deposits | 132,996 |
| TOTAL SHARES & DEPOSITS | 16,832,807 |
| TOTAL LIABILITIES | 16,873,368 |
| Regular Reserve | 280,639 |
| Other Reserves | 0 |
| Undivided Earnings | 979,894 |
| TOTAL EQUITY | 1,260,533 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,133,901 |
| INCOME & EXPENSE | |
| Loan Income | 291,835 |
| Investment Income | 58,727 |
| Other Income | 68,585 |
| Total Employee Compensation & Benefits | 160,010 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 280,102 |
| Non-operating Income & (Expense) | 6,287 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,000 |
| Cost of Funds | 2,126 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -25,804 |
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