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PERU FEDERAL CREDIT UNION

Mar, 31, 2021 — PERU FEDERAL CREDIT UNION is a federal credit union headquartered in Peru, NY with 3 branch locations and about $40.17 million in total assets. Opened 58 years ago in 1963, PERU FEDERAL CREDIT UNION has about 3,715 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PERU FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 565
Peru, NY 12972
Phone:(518) 643-9915
Fax:(518) 643-8903
Website:http://www.perufcu.com
Branches:3 branch locations
Members:3,715
Credit Union Type:Federal Credit Union
Charter Number:15516
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1963
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$40,172,303
CEO/Manager:Maggie F Pope
Chairperson:Colleen Ryan

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,755,904
TOTAL INVESTMENTS 1,864,000
Loans Held for Sale 0
 
 Real Estate Loans 8,407,132
 Unsecured Loans 3,510,807
 Other Loans 11,765,440
 TOTAL LOANS 23,683,379
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -69,379
 Land And Building 2,369,418
 Other Fixed Assets 255,667
 NCUSIF Deposit 203,967
 All Other Assets 109,347
  TOTAL ASSETS 40,172,303
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 238,757
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,063,609
 Regular shares 19,949,568
 All Other Shares & Deposits 9,455,718
  TOTAL SHARES & DEPOSITS 36,468,895
  TOTAL LIABILITIES 36,707,652
 Regular Reserve 246,757
 Other Reserves 0
 Undivided Earnings 3,217,894
  TOTAL EQUITY 3,464,651
  TOTAL LIABILITIES, SHARES, & EQUITY 40,172,303
INCOME & EXPENSE  
 Loan Income 312,669
 Investment Income 14,109
 Other Income 26,660
 Total Employee Compensation & Benefits 144,799
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 177,865
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 20,917
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 56,505
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