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UFIRST FEDERAL CREDIT UNION

Mar, 31, 2021 — UFIRST FEDERAL CREDIT UNION is a federal credit union headquartered in Plattsburgh, NY with 4 branch locations and about $108.43 million in total assets. Opened 50 years ago in 1971, UFIRST FEDERAL CREDIT UNION has about 9,028 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221379251
Name:UFIRST FEDERAL CREDIT UNION
Address:
(Main Office)
274 Rugar St
Plattsburgh, NY 12901
Phone:(518) 324-5700
Fax:(518) 324-5777
Website:http://www.ufirstfcu.net
Branches:4 branch locations
Members:9,028
Credit Union Type:Federal Credit Union
Charter Number:20613
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1971
Last Audited:Aug 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$108,433,759
CEO/Manager:Linda L Bourgeois
Chairperson:Peter S Zielinski

Call Report

  • Credit Builder
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 13,867,670
TOTAL INVESTMENTS 24,687,117
Loans Held for Sale 0
 
 Real Estate Loans 20,418,976
 Unsecured Loans 5,528,009
 Other Loans 36,461,779
 TOTAL LOANS 62,408,764
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -192,735
 Land And Building 4,321,743
 Other Fixed Assets 447,743
 NCUSIF Deposit 832,880
 All Other Assets 2,060,577
  TOTAL ASSETS 108,433,759
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,295,895
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 23,799,589
 Regular shares 66,384,085
 All Other Shares & Deposits 6,428,781
  TOTAL SHARES & DEPOSITS 96,612,455
  TOTAL LIABILITIES 97,908,350
 Regular Reserve 376,772
 Other Reserves 44,052
 Undivided Earnings 10,104,585
  TOTAL EQUITY 10,525,409
  TOTAL LIABILITIES, SHARES, & EQUITY 108,433,759
INCOME & EXPENSE  
 Loan Income 816,872
 Investment Income 29,879
 Other Income 98,777
 Total Employee Compensation & Benefits 402,658
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 633,397
 Non-operating Income & (Expense) -6,123
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 179,737
 Cost of Funds 17,994
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -95,030
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