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PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION

Dec, 31, 2020 — PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION is a federal credit union headquartered in PLATTSBURGH, NY with 1 branch location and about $7.01 million in total assets. Opened 62 years ago in 1959, PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION has about 724 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION
Address:
(Main Office)
49 BROAD STREET, SUITE 101
PLATTSBURGH, NY 12901-3311
Phone:(518) 561-4510
Fax:(518) 566-8716
Website:http://www.plattscsdfcu.org
Branches:1 branch locations
Members:724
Credit Union Type:Federal Credit Union
Charter Number:12873
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1959
Last Audited:Sep 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$7,008,362
CEO/Manager:Anna F Sherman
Chairperson:Steve Bedard

Call Report

  • Real Estate Loans
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,970,857
TOTAL INVESTMENTS 206,667
Loans Held for Sale 69,000
 
 Real Estate Loans 386,807
 Unsecured Loans 1,580,384
 Other Loans 2,763,710
 TOTAL LOANS 4,730,901
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -50,000
 Land And Building 0
 Other Fixed Assets 16,993
 NCUSIF Deposit 49,906
 All Other Assets 14,038
  TOTAL ASSETS 7,008,362
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,527
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,207,128
 All Other Shares & Deposits 1,608,557
  TOTAL SHARES & DEPOSITS 5,815,685
  TOTAL LIABILITIES 5,824,212
 Regular Reserve 112,613
 Other Reserves 0
 Undivided Earnings 1,071,537
  TOTAL EQUITY 1,184,150
  TOTAL LIABILITIES, SHARES, & EQUITY 7,008,362
INCOME & EXPENSE  
 Loan Income 247,170
 Investment Income 8,867
 Other Income 2,282
 Total Employee Compensation & Benefits 155,076
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 86,839
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,721
 Cost of Funds 17,560
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -7,877
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