Credit Unions Near Me
National Credit Union Service Organization

TRI-LAKES FEDERAL CREDIT UNION

Mar, 31, 2021 — TRI-LAKES FEDERAL CREDIT UNION is a federal credit union headquartered in SARANAC LAKE, NY with 2 branch locations and about $24.00 million in total assets. Opened 43 years ago in 1978, TRI-LAKES FEDERAL CREDIT UNION has about 2,193 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:TRI-LAKES FEDERAL CREDIT UNION
Address:
(Main Office)
197 BROADWAY
SARANAC LAKE, NY 12983
Phone:(518) 891-1666
Fax:(518) 891-1797
Website:http://www.trilakesfcu.com
Branches:2 branch locations
Members:2,193
Credit Union Type:Federal Credit Union
Charter Number:23198
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1978
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$24,001,011
CEO/Manager:Heather L DeForest
Chairperson:Peter Sayles

Call Report

  • Credit Builder
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,994,664
TOTAL INVESTMENTS 4,683,334
Loans Held for Sale 0
 
 Real Estate Loans 1,595,224
 Unsecured Loans 888,983
 Other Loans 7,070,404
 TOTAL LOANS 9,554,611
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -52,057
 Land And Building 432,054
 Other Fixed Assets 73,268
 NCUSIF Deposit 177,308
 All Other Assets 137,829
  TOTAL ASSETS 24,001,011
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 89,244
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,890,928
 Regular shares 15,248,595
 All Other Shares & Deposits 1,963,548
  TOTAL SHARES & DEPOSITS 22,103,071
  TOTAL LIABILITIES 22,192,315
 Regular Reserve 742,914
 Other Reserves 0
 Undivided Earnings 1,065,782
  TOTAL EQUITY 1,808,696
  TOTAL LIABILITIES, SHARES, & EQUITY 24,001,011
INCOME & EXPENSE  
 Loan Income 140,273
 Investment Income 29,918
 Other Income 44,615
 Total Employee Compensation & Benefits 92,134
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 106,177
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -4,677
 Cost of Funds 3,139
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 23,043
↑ Back to Top

Other Credit Unions

PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION
49 BROAD STREET, SUITE 101
PLATTSBURGH, NY 12901-3311
PERU FEDERAL CREDIT UNION
PO Box 565
PERU, NY 12972
CVPH EMPLOYEES FEDERAL CREDIT UNION
75 BEEKMAN ST
PLATTSBURGH, NY 12901
TWIN RIVERS FEDERAL CREDIT UNION
23 Phillips St
MASSENA, NY 13662
ED-MED FEDERAL CREDIT UNION
601 FORD ST
OGDENSBURG, NY 13669
COOPERS CAVE FEDERAL CREDIT UNION
92 DIX AVENUE
GLENS FALLS, NY 12801
PARKS HERITAGE FEDERAL CREDIT UNION
5 MURRAY ST
GLENS FALLS, NY 12801
ADIRONDACK REGIONAL FEDERAL CREDIT UNION
280 PARK ST
TUPPER LAKE, NY 12986-1909
NORTH FRANKLIN FEDERAL CREDIT UNION
494 E MAIN ST
MALONE, NY 12953-2100
TRAILNORTH FEDERAL CREDIT UNION
1178 Nys Route 9N
TICONDEROGA, NY 12883