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DANNEMORA FEDERAL CREDIT UNION

Mar, 31, 2021 — DANNEMORA FEDERAL CREDIT UNION is a federal credit union headquartered in PLATTSBURGH, NY with 5 branch locations and about $261.03 million in total assets. Opened 63 years ago in 1958, DANNEMORA FEDERAL CREDIT UNION has about 19,150 members and employs 48 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DANNEMORA FEDERAL CREDIT UNION
Address:
(Main Office)
342 TOM MILLER RD
PLATTSBURGH, NY 12901
Phone:(518) 825-0323
Fax:
Website:http://dfcu.net
Branches:5 branch locations
Members:19,150
Credit Union Type:Federal Credit Union
Charter Number:12473
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1958
Last Audited:Sep 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$261,029,218
CEO/Manager:Christopher J Hay
Chairperson:Philip H Maynard Jr

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 39,711,700
TOTAL INVESTMENTS 67,093,600
Loans Held for Sale 0
 
 Real Estate Loans 68,573,954
 Unsecured Loans 12,333,227
 Other Loans 58,326,277
 TOTAL LOANS 146,438,102
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -992,676
 Land And Building 4,597,634
 Other Fixed Assets 401,227
 NCUSIF Deposit 1,883,175
 All Other Assets 1,896,456
  TOTAL ASSETS 261,029,218
LIABILITIES & CAPITAL:  
 Dividends Payable 3,128
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,301,021
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 51,601,433
 Regular shares 132,657,689
 All Other Shares & Deposits 44,122,073
  TOTAL SHARES & DEPOSITS 228,381,195
  TOTAL LIABILITIES 231,685,344
 Regular Reserve 3,063,354
 Other Reserves 1,328,316
 Undivided Earnings 24,952,204
  TOTAL EQUITY 29,343,874
  TOTAL LIABILITIES, SHARES, & EQUITY 261,029,218
INCOME & EXPENSE  
 Loan Income 1,615,270
 Investment Income 219,244
 Other Income 129,974
 Total Employee Compensation & Benefits 762,062
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,012,295
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 153,473
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 736,115
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