Sep, 30, 2025 — PEACH STATE FEDERAL CREDIT UNION is a federal credit union headquartered in LAWRENCEVILLE, GA with 29 branch locations and about $1.09 billion in total assets. Opened 65 years ago in 1961, PEACH STATE FEDERAL CREDIT UNION has about 77,916 members and employs 254 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PEACH STATE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1505 Lakes Pkwy Ste 100 LAWRENCEVILLE, GA 30043 |
| Phone: | (678) 889-4328 |
| Fax: | (678) 225-4518 |
| Website: | https://www.peachstatefcu.org |
| Branches: | 29 branch locations |
| Members: | 77,916 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14676 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,089,115,852 |
| CEO/Manager: | R. Marshall Boutwell |
| Chairperson: | David Welden |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 164,352,478 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 381,227,923 |
| Unsecured Loans | 39,765,284 |
| Other Loans | 311,194,540 |
| TOTAL LOANS | 732,453,611 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,264,844 |
| Land And Building | 21,084,747 |
| Other Fixed Assets | 2,325,182 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 9,037,493 |
| All Other Assets | 158,061 |
| TOTAL ASSETS | 1,089,115,852 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 140,498 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,686,269 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 205,184,827 |
| Regular shares | 408,856,828 |
| All Other Shares & Deposits | 372,547,183 |
| TOTAL SHARES & DEPOSITS | 986,588,838 |
| TOTAL LIABILITIES | 995,415,605 |
| Regular Reserve | 0 |
| Other Reserves | 27,411,314 |
| Undivided Earnings | 66,288,933 |
| TOTAL EQUITY | 93,700,247 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,089,115,852 |
| INCOME & EXPENSE | |
| Loan Income | 30,510,625 |
| Investment Income | 7,659,208 |
| Other Income | 5,674,623 |
| Total Employee Compensation & Benefits | 18,449,081 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,260,706 |
| Non-operating Income & (Expense) | 1,507,620 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,800,000 |
| Cost of Funds | 10,814,542 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,742,192 |
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