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NORTHSIDE FEDERAL CREDIT UNION

Dec, 31, 2023 — NORTHSIDE FEDERAL CREDIT UNION is a federal credit union headquartered in ATLANTA, GA with 2 branch locations and about $21.84 million in total assets. Opened 54 years ago in 1970, NORTHSIDE FEDERAL CREDIT UNION has about 6,236 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORTHSIDE FEDERAL CREDIT UNION
Address:
(Main Office)
980 Johnson Ferry Rd
ATLANTA, GA 30342
Phone:(404) 851-6389
Fax:(404) 845-5033
Website:https://www.northsidefcu.com
Branches:2 branch locations
Members:6,236
Credit Union Type:Federal Credit Union
Charter Number:20410
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1970
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$21,842,069
CEO/Manager:Amy Brown
Chairperson:Teresa M Wood

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,382,210
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,729,158
 Other Loans 12,103,350
 TOTAL LOANS 13,832,508
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -124,220
 Land And Building 0
 Other Fixed Assets 21,170
 NCUSIF Deposit 203,091
 All Other Assets 0
  TOTAL ASSETS 21,842,069
LIABILITIES & CAPITAL:  
 Dividends Payable 355
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11,773
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 18,495,687
 All Other Shares & Deposits 124,043
  TOTAL SHARES & DEPOSITS 18,619,730
  TOTAL LIABILITIES 18,631,858
 Regular Reserve 0
 Other Reserves 248,885
 Undivided Earnings 2,961,326
  TOTAL EQUITY 3,210,211
  TOTAL LIABILITIES, SHARES, & EQUITY 21,842,069
INCOME & EXPENSE  
 Loan Income 660,975
 Investment Income 257,203
 Other Income 160,048
 Total Employee Compensation & Benefits 357,735
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 253,439
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 75,917
 Cost of Funds 36,381
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 365,285
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