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NORTHSIDE FEDERAL CREDIT UNION

Mar, 31, 2021 — NORTHSIDE FEDERAL CREDIT UNION is a federal credit union headquartered in ATLANTA, GA with 2 branch locations and about $22.21 million in total assets. Opened 51 years ago in 1970, NORTHSIDE FEDERAL CREDIT UNION has about 5,974 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORTHSIDE FEDERAL CREDIT UNION
Address:
(Main Office)
980 JOHNSON FERRY RD NE STE 190
ATLANTA, GA 30342
Phone:(404) 851-6389
Fax:(404) 845-5033
Website:http://www.northsidefcu.com
Branches:2 branch locations
Members:5,974
Credit Union Type:Federal Credit Union
Charter Number:20410
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1970
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$22,209,199
CEO/Manager:Amy Clark
Chairperson:David M Logan

Call Report

  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,606,763
TOTAL INVESTMENTS 4,717,548
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,778,848
 Other Loans 7,839,320
 TOTAL LOANS 9,618,168
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -31,294
 Land And Building 0
 Other Fixed Assets 49,573
 NCUSIF Deposit 183,313
 All Other Assets 65,128
  TOTAL ASSETS 22,209,199
LIABILITIES & CAPITAL:  
 Dividends Payable 2,568
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 20,426
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 19,128,200
 All Other Shares & Deposits 353,201
  TOTAL SHARES & DEPOSITS 19,481,401
  TOTAL LIABILITIES 19,504,395
 Regular Reserve 248,885
 Other Reserves 0
 Undivided Earnings 2,455,919
  TOTAL EQUITY 2,704,804
  TOTAL LIABILITIES, SHARES, & EQUITY 22,209,199
INCOME & EXPENSE  
 Loan Income 148,335
 Investment Income 12,950
 Other Income 25,006
 Total Employee Compensation & Benefits 84,136
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 50,716
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 17,302
 Cost of Funds 6,694
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 27,443
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