EMORY ALLIANCE CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://emoryacu.com for more information.
Dec, 31, 2023 — EMORY ALLIANCE CREDIT UNION is a federally insured state chartered credit union headquartered in DECATUR, GA with 4 branch locations and about $209.01 million in total assets. Opened 56 years ago in 1968, EMORY ALLIANCE CREDIT UNION has about 18,002 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EMORY ALLIANCE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1237 CLAIRMONT RD DECATUR, GA 30030 |
| Phone: | (404) 329-6415 |
| Fax: | (404) 329-6423 |
| Website: | https://emoryacu.com |
| Branches: | 4 branch locations |
| Members: | 18,002 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68573 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $209,012,089 |
| CEO/Manager: | Chris H Culberson |
| Chairperson: | David Thurston |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 27,079,051 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 58,019,576 |
| Unsecured Loans | 19,483,360 |
| Other Loans | 56,473,039 |
| TOTAL LOANS | 133,975,975 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,207,909 |
| Land And Building | 0 |
| Other Fixed Assets | 475,445 |
| NCUSIF Deposit | 1,857,615 |
| All Other Assets | 0 |
| TOTAL ASSETS | 209,012,089 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 11,141 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,434,683 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 57,064,306 |
| Regular shares | 118,325,995 |
| All Other Shares & Deposits | 19,278,447 |
| TOTAL SHARES & DEPOSITS | 194,668,748 |
| TOTAL LIABILITIES | 198,114,572 |
| Regular Reserve | 0 |
| Other Reserves | -5,132,164 |
| Undivided Earnings | 16,029,681 |
| TOTAL EQUITY | 10,897,517 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 209,012,089 |
| INCOME & EXPENSE | |
| Loan Income | 3,855,359 |
| Investment Income | 719,693 |
| Other Income | 866,752 |
| Total Employee Compensation & Benefits | 2,234,973 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 2,844,955 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -259,448 |
| Cost of Funds | 37,983 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,346,315 |
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