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EMORY ALLIANCE CREDIT UNION

Mar, 31, 2022 — EMORY ALLIANCE CREDIT UNION is a federally insured state chartered credit union headquartered in DECATUR, GA with 4 branch locations and about $212.68 million in total assets. Opened 54 years ago in 1968, EMORY ALLIANCE CREDIT UNION has about 17,843 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 261172308
Name:EMORY ALLIANCE CREDIT UNION
Address:
(Main Office)
1237 Clairmont Rd
DECATUR, GA 30030
Phone:(404) 329-6415
Fax:(404) 329-6423
Website:http://emoryacu.com
Branches:4 branch locations
Members:17,843
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68573
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1968
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$212,681,659
CEO/Manager:Chris H Culberson
Chairperson:David Thurston

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 40,652,620
TOTAL INVESTMENTS 0
Loans Held for Sale 238,000
 
 Real Estate Loans 59,400,634
 Unsecured Loans 18,401,436
 Other Loans 49,690,833
 TOTAL LOANS 127,492,903
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,561,870
 Land And Building 0
 Other Fixed Assets 532,793
 NCUSIF Deposit 1,778,157
 All Other Assets 0
  TOTAL ASSETS 212,681,659
LIABILITIES & CAPITAL:  
 Dividends Payable 10,948
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,071,455
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 56,641,376
 Regular shares 120,468,917
 All Other Shares & Deposits 19,820,563
  TOTAL SHARES & DEPOSITS 196,930,856
  TOTAL LIABILITIES 200,013,259
 Regular Reserve 0
 Other Reserves -2,240,282
 Undivided Earnings 14,908,682
  TOTAL EQUITY 12,668,400
  TOTAL LIABILITIES, SHARES, & EQUITY 212,681,659
INCOME & EXPENSE  
 Loan Income 1,243,710
 Investment Income 146,958
 Other Income 276,027
 Total Employee Compensation & Benefits 674,991
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 939,702
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 633
 Cost of Funds 12,739
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 225,316
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