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LANIER FEDERAL CREDIT UNION

Mar, 31, 2021 — LANIER FEDERAL CREDIT UNION is a federal credit union headquartered in OAKWOOD, GA with 2 branch locations and about $60.63 million in total assets. Opened 52 years ago in 1969, LANIER FEDERAL CREDIT UNION has about 6,457 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 261173352
Name:LANIER FEDERAL CREDIT UNION
Address:
(Main Office)
3718 MUNDY MILL RD
OAKWOOD, GA 30566-3417
Phone:(770) 503-1765
Fax:(770) 503-1865
Website:http://www.lanierfcu.org
Branches:2 branch locations
Members:6,457
Credit Union Type:Federal Credit Union
Charter Number:19552
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1969
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$60,632,888
CEO/Manager:Todd A Jones
Chairperson:Danny J Owen

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,577,666
TOTAL INVESTMENTS 5,782,012
Loans Held for Sale 0
 
 Real Estate Loans 2,478,648
 Unsecured Loans 2,553,355
 Other Loans 30,745,587
 TOTAL LOANS 36,239,219
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -12,996
 Land And Building 1,792,649
 Other Fixed Assets 359,754
 NCUSIF Deposit 352,972
 All Other Assets 541,612
  TOTAL ASSETS 60,632,888
LIABILITIES & CAPITAL:  
 Dividends Payable 66,427
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 489,687
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 10,036,057
 Regular shares 26,663,124
 All Other Shares & Deposits 19,281,216
  TOTAL SHARES & DEPOSITS 55,980,397
  TOTAL LIABILITIES 56,536,511
 Regular Reserve 344,951
 Other Reserves 0
 Undivided Earnings 3,751,426
  TOTAL EQUITY 4,096,377
  TOTAL LIABILITIES, SHARES, & EQUITY 60,632,888
INCOME & EXPENSE  
 Loan Income 493,136
 Investment Income 2,346
 Other Income 51,329
 Total Employee Compensation & Benefits 314,800
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 299,745
 Non-operating Income & (Expense) -285
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -38,856
 Cost of Funds 46,728
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 136,266
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