Sep, 30, 2025 — ON THE GRID FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in ATLANTA, GA with 1 branch location and about $43.85 million in total assets. Opened 91 years ago in 1935, ON THE GRID FINANCIAL FEDERAL CREDIT UNION has about 4,057 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ON THE GRID FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5901 Peachtree Dunwoody Rd Ste A275 ATLANTA, GA 30328-7173 |
| Phone: | (770) 396-9005 |
| Fax: | (770) 396-0777 |
| Website: | https://www.cuonthegrid.com |
| Branches: | 1 branch locations |
| Members: | 4,057 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 383 |
|---|---|
| Membership Type: | Service - Communications and Utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $43,852,007 |
| CEO/Manager: | Tracy Burke |
| Chairperson: | John Blackshear |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,922,768 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,522,508 |
| Unsecured Loans | 2,342,393 |
| Other Loans | 12,210,893 |
| TOTAL LOANS | 18,077,038 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -42,246 |
| Land And Building | 0 |
| Other Fixed Assets | 636 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 366,826 |
| All Other Assets | 0 |
| TOTAL ASSETS | 43,852,007 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 108,592 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 267,559 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,762,376 |
| Regular shares | 14,809,024 |
| All Other Shares & Deposits | 14,644,729 |
| TOTAL SHARES & DEPOSITS | 37,216,129 |
| TOTAL LIABILITIES | 37,592,280 |
| Regular Reserve | 0 |
| Other Reserves | 1,403,658 |
| Undivided Earnings | 4,856,069 |
| TOTAL EQUITY | 6,259,727 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 43,852,007 |
| INCOME & EXPENSE | |
| Loan Income | 727,122 |
| Investment Income | 721,874 |
| Other Income | 184,737 |
| Total Employee Compensation & Benefits | 504,769 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 698,069 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 67,288 |
| Cost of Funds | 358,856 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 89,892 |
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