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ON THE GRID FINANCIAL FEDERAL CREDIT UNION

Mar, 31, 2021 — ON THE GRID FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in ATLANTA, GA with 1 branch location and about $48.34 million in total assets. Opened 86 years ago in 1935, ON THE GRID FINANCIAL FEDERAL CREDIT UNION has about 4,747 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 261071412
Name:ON THE GRID FINANCIAL FEDERAL CREDIT UNION
Address:
(Main Office)
5901 PEACHTREE DUNWOODY RD STE A275
ATLANTA, GA 30328-7173
Phone:(770) 396-9005
Fax:(770) 396-0777
Website:http://www.cuonthegrid.com
Branches:1 branch locations
Members:4,747
Credit Union Type:Federal Credit Union
Charter Number:383
Membership Type:Service - Communications and Utilities
Corporate Credit Union:No
Year Opened:1935
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$48,338,611
CEO/Manager:Tracy Moyer
Chairperson:Joseph B Thomas Jr

Call Report

  • Credit Builder
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Insurance/Investment Sales

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,937,850
TOTAL INVESTMENTS 16,987,727
Loans Held for Sale 0
 
 Real Estate Loans 2,201,750
 Unsecured Loans 2,559,872
 Other Loans 11,081,736
 TOTAL LOANS 15,956,855
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -27,514
 Land And Building 0
 Other Fixed Assets 70,789
 NCUSIF Deposit 319,097
 All Other Assets 2,093,807
  TOTAL ASSETS 48,338,611
LIABILITIES & CAPITAL:  
 Dividends Payable 21,220
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 321,446
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 10,474,913
 Regular shares 19,032,397
 All Other Shares & Deposits 12,705,457
  TOTAL SHARES & DEPOSITS 42,212,767
  TOTAL LIABILITIES 42,555,433
 Regular Reserve 1,403,658
 Other Reserves 0
 Undivided Earnings 4,379,520
  TOTAL EQUITY 5,783,178
  TOTAL LIABILITIES, SHARES, & EQUITY 48,338,611
INCOME & EXPENSE  
 Loan Income 203,667
 Investment Income 26,658
 Other Income 75,215
 Total Employee Compensation & Benefits 127,751
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 219,340
 Non-operating Income & (Expense) 78
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -3,486
 Cost of Funds 30,572
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -33,565
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