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National Credit Union Service Organization

PINNACLE CREDIT UNION

Mar, 31, 2022 — PINNACLE CREDIT UNION is a federally insured state chartered credit union headquartered in ATLANTA, GA with 2 branch locations and about $87.82 million in total assets. Opened 96 years ago in 1926, PINNACLE CREDIT UNION has about 6,927 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 261071182
Name:PINNACLE CREDIT UNION
Address:
(Main Office)
536 North Ave NE
ATLANTA, GA 30308-2713
Phone:(404) 888-1648
Fax:(404) 888-1622
Website:https://www.pinnaclecu.org
Branches:2 branch locations
Members:6,927
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67632
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1926
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$87,815,547
CEO/Manager:Matt Selke
Chairperson:Dennis White

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,826,003
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 25,654,160
 Unsecured Loans 3,890,538
 Other Loans 26,413,608
 TOTAL LOANS 56,288,617
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -250,535
 Land And Building 2,009,439
 Other Fixed Assets 68,635
 NCUSIF Deposit 791,564
 All Other Assets 0
  TOTAL ASSETS 87,815,547
LIABILITIES & CAPITAL:  
 Dividends Payable 8,549
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 17,057
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 18,804,736
 Regular shares 36,749,665
 All Other Shares & Deposits 25,570,281
  TOTAL SHARES & DEPOSITS 81,124,682
  TOTAL LIABILITIES 81,150,288
 Regular Reserve 0
 Other Reserves 1,431,509
 Undivided Earnings 5,233,750
  TOTAL EQUITY 6,665,259
  TOTAL LIABILITIES, SHARES, & EQUITY 87,815,547
INCOME & EXPENSE  
 Loan Income 555,928
 Investment Income 79,859
 Other Income 194,461
 Total Employee Compensation & Benefits 510,173
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 345,446
 Non-operating Income & (Expense) 1,867,901
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 17,733
 Cost of Funds 14,239
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,752,863
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