Sep, 30, 2025 — CDC FEDERAL CREDIT UNION is a federal credit union headquartered in ATLANTA, GA with 4 branch locations and about $435.76 million in total assets. Opened 77 years ago in 1949, CDC FEDERAL CREDIT UNION has about 23,010 members and employs 45 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CDC FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2301 Parklake Dr NE ATLANTA, GA 30345-2912 |
| Phone: | (404) 325-3270 |
| Fax: | |
| Website: | https://www.cdcfcu.com |
| Branches: | 4 branch locations |
| Members: | 23,010 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6053 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $435,762,173 |
| CEO/Manager: | Australia Hoover |
| Chairperson: | Sarah Smith |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 31,216,007 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 92,598,870 |
| Unsecured Loans | 17,456,685 |
| Other Loans | 63,622,969 |
| TOTAL LOANS | 173,678,524 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -602,726 |
| Land And Building | 6,949,046 |
| Other Fixed Assets | 6,135,869 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,072,468 |
| All Other Assets | 437,005 |
| TOTAL ASSETS | 435,762,173 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 48,305 |
| Notes & Interest Payable | 50,000,000 |
| Accounts Payable & Other Liabilities | 7,700,326 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 103,862,696 |
| Regular shares | 135,043,778 |
| All Other Shares & Deposits | 133,647,558 |
| TOTAL SHARES & DEPOSITS | 372,554,032 |
| TOTAL LIABILITIES | 430,302,663 |
| Regular Reserve | 0 |
| Other Reserves | -29,087,188 |
| Undivided Earnings | 34,546,698 |
| TOTAL EQUITY | 5,459,510 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 435,762,173 |
| INCOME & EXPENSE | |
| Loan Income | 6,974,387 |
| Investment Income | 4,462,558 |
| Other Income | 1,621,552 |
| Total Employee Compensation & Benefits | 3,767,923 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,754,030 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 420,202 |
| Cost of Funds | 3,969,044 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 614,863 |
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