Sep, 30, 2025 — MISSION FEDERAL CREDIT UNION is a federal credit union headquartered in SAN DIEGO, CA with 34 branch locations and about $6.98 billion in total assets. Opened 65 years ago in 1961, MISSION FEDERAL CREDIT UNION has about 323,250 members and employs 710 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MISSION FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 10325 Meanley Dr SAN DIEGO, CA 92131-3011 |
| Phone: | (800) 500-6328 |
| Fax: | |
| Website: | https://www.missionfed.com |
| Branches: | 34 branch locations |
| Members: | 323,250 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14384 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $6,978,205,382 |
| CEO/Manager: | Doug Wright |
| Chairperson: | Scott Patterson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 922,033,958 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,831,600 |
| Real Estate Loans | 3,606,899,837 |
| Unsecured Loans | 338,333,808 |
| Other Loans | 994,242,697 |
| TOTAL LOANS | 4,939,476,341 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -61,651,552 |
| Land And Building | 55,525,787 |
| Other Fixed Assets | 49,266,687 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 52,856,533 |
| All Other Assets | 562,617 |
| TOTAL ASSETS | 6,978,205,382 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,862 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 103,936,939 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,031,147,611 |
| Regular shares | 2,183,258,651 |
| All Other Shares & Deposits | 2,883,658,292 |
| TOTAL SHARES & DEPOSITS | 6,098,064,554 |
| TOTAL LIABILITIES | 6,202,028,009 |
| Regular Reserve | 0 |
| Other Reserves | -59,343,609 |
| Undivided Earnings | 835,520,982 |
| TOTAL EQUITY | 776,177,373 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,978,205,382 |
| INCOME & EXPENSE | |
| Loan Income | 176,745,355 |
| Investment Income | 48,460,762 |
| Other Income | 14,672,062 |
| Total Employee Compensation & Benefits | 66,517,265 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 50,584,096 |
| Non-operating Income & (Expense) | 5,393,693 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 16,624,019 |
| Cost of Funds | 101,298,271 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 43,116,951 |
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