Sep, 30, 2025 — PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION is a federal credit union headquartered in PLATTSBURGH, NY with 1 branch location and about $8.79 million in total assets. Opened 67 years ago in 1959, PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION has about 754 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 49 Broad St Ste 101 PLATTSBURGH, NY 12901-3311 |
| Phone: | (518) 561-4510 |
| Fax: | (518) 566-8716 |
| Website: | https://www.plattscsdfcu.org |
| Branches: | 1 branch locations |
| Members: | 754 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12873 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,791,277 |
| CEO/Manager: | Anna F Sherman |
| Chairperson: | Steve Bedard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 568,948 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,436,647 |
| Unsecured Loans | 1,482,711 |
| Other Loans | 4,199,384 |
| TOTAL LOANS | 7,118,742 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -40,000 |
| Land And Building | 0 |
| Other Fixed Assets | 197 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 70,443 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,791,277 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 13,556 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,260,993 |
| All Other Shares & Deposits | 3,132,497 |
| TOTAL SHARES & DEPOSITS | 7,393,490 |
| TOTAL LIABILITIES | 7,407,046 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,384,231 |
| TOTAL EQUITY | 1,384,231 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,791,277 |
| INCOME & EXPENSE | |
| Loan Income | 321,044 |
| Investment Income | 40,108 |
| Other Income | 600 |
| Total Employee Compensation & Benefits | 136,523 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 81,251 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 95,050 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 59,496 |
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