Sep, 30, 2025 — EAST COUNTY SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in EL CAJON, CA with 1 branch location and about $140.10 million in total assets. Opened 70 years ago in 1956, EAST COUNTY SCHOOLS FEDERAL CREDIT UNION has about 4,710 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EAST COUNTY SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1069 Graves Ave Ste 100 EL CAJON, CA 92021-4573 |
| Phone: | (619) 588-1515 |
| Fax: | (619) 588-2197 |
| Website: | https://www.eastcountyschools.org |
| Branches: | 1 branch locations |
| Members: | 4,710 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11099 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $140,104,594 |
| CEO/Manager: | Matt G Lyons |
| Chairperson: | Paul Schnaubelt |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 910,435 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 56,442,150 |
| Unsecured Loans | 5,178,898 |
| Other Loans | 18,461,852 |
| TOTAL LOANS | 80,082,900 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -292,566 |
| Land And Building | 1,674,653 |
| Other Fixed Assets | 500,369 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 967,440 |
| All Other Assets | 0 |
| TOTAL ASSETS | 140,104,594 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 2,300,000 |
| Accounts Payable & Other Liabilities | 1,232,829 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 48,558,966 |
| Regular shares | 35,705,849 |
| All Other Shares & Deposits | 38,711,797 |
| TOTAL SHARES & DEPOSITS | 122,976,613 |
| TOTAL LIABILITIES | 126,509,442 |
| Regular Reserve | 0 |
| Other Reserves | 155 |
| Undivided Earnings | 13,594,997 |
| TOTAL EQUITY | 13,595,152 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 140,104,594 |
| INCOME & EXPENSE | |
| Loan Income | 2,782,368 |
| Investment Income | 1,072,426 |
| Other Income | 93,821 |
| Total Employee Compensation & Benefits | 1,739,979 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,368,722 |
| Non-operating Income & (Expense) | 209,637 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 148,236 |
| Cost of Funds | 579,203 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 658,980 |
| ↑ Back to Top | |