Sep, 30, 2025 — NIAGARA FALLS TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in NIAGARA FALLS, NY with 1 branch location and about $11.56 million in total assets. Opened 91 years ago in 1935, NIAGARA FALLS TEACHERS FEDERAL CREDIT UNION has about 1,235 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NIAGARA FALLS TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6040 Lindbergh Ave NIAGARA FALLS, NY 14304-3150 |
| Phone: | (716) 285-5569 |
| Fax: | (716) 285-5580 |
| Website: | https://www.nftfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,235 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 98 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,560,584 |
| CEO/Manager: | Dawn R Stanisz |
| Chairperson: | William Caso |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,174,290 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,220,618 |
| Unsecured Loans | 744,918 |
| Other Loans | 2,420,975 |
| TOTAL LOANS | 4,386,510 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,126 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 99,961 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,560,584 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,498 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 515,256 |
| Regular shares | 8,224,795 |
| All Other Shares & Deposits | 591,040 |
| TOTAL SHARES & DEPOSITS | 9,331,092 |
| TOTAL LIABILITIES | 9,334,590 |
| Regular Reserve | 0 |
| Other Reserves | 87,419 |
| Undivided Earnings | 2,138,575 |
| TOTAL EQUITY | 2,225,994 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,560,584 |
| INCOME & EXPENSE | |
| Loan Income | 179,268 |
| Investment Income | 208,165 |
| Other Income | 2,948 |
| Total Employee Compensation & Benefits | 140,131 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 76,727 |
| Non-operating Income & (Expense) | 1,350 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -3,961 |
| Cost of Funds | 15,687 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 163,147 |
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