Sep, 30, 2025 — WRIGHT-DUNBAR AREA CREDIT UNION is a non-federally insured state credit union headquartered in DAYTON, OH with 1 branch location and about $367,128 in total assets. Opened 71 years ago in 1955, WRIGHT-DUNBAR AREA CREDIT UNION has about 305 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WRIGHT-DUNBAR AREA CREDIT UNION |
|---|---|
| Address: (Main Office) | 700 S James H Mcgee Blvd DAYTON, OH 45402 |
| Phone: | (937) 223-1101 |
| Fax: | (937) 223-8144 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 305 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 96691 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $367,128 |
| CEO/Manager: | Linda Hunter |
| Chairperson: | Carl S Henderson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 164,165 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 87,308 |
| Other Loans | 68,984 |
| TOTAL LOANS | 156,292 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,816 |
| Land And Building | 0 |
| Other Fixed Assets | 1,853 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 367,128 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,698 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 298,532 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 298,532 |
| TOTAL LIABILITIES | 301,230 |
| Regular Reserve | 0 |
| Other Reserves | 16,365 |
| Undivided Earnings | 49,533 |
| TOTAL EQUITY | 65,898 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 367,128 |
| INCOME & EXPENSE | |
| Loan Income | 8,118 |
| Investment Income | 1,887 |
| Other Income | 407 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,869 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 442 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -899 |
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