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HEARTLAND FEDERAL CREDIT UNION

Jun, 30, 2024 — HEARTLAND FEDERAL CREDIT UNION is a federal credit union headquartered in DAYTON, OH with 4 branch locations and about $115.01 million in total assets. Opened 89 years ago in 1935, HEARTLAND FEDERAL CREDIT UNION has about 9,226 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:HEARTLAND FEDERAL CREDIT UNION
Address:
(Main Office)
3400 OFFICE PARK DR
DAYTON, OH 45439
Phone:(937) 294-1991
Fax:(937) 294-0379
Website:https://www.thinkheartland.com
Branches:4 branch locations
Members:9,226
Credit Union Type:Federal Credit Union
Charter Number:264
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$115,007,055
CEO/Manager:Ronald L Huist
Chairperson:John R Ferneding

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,434,108
TOTAL INVESTMENTS 42,659,419
Loans Held for Sale 0
 
 Real Estate Loans 21,717,226
 Unsecured Loans 2,825,365
 Other Loans 37,675,329
 TOTAL LOANS 62,217,920
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -370,000
 Land And Building 1,028,786
 Other Fixed Assets 224,303
 NCUSIF Deposit 956,939
 All Other Assets 3,855,580
  TOTAL ASSETS 115,007,055
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 187,799
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 21,815,928
 Regular shares 48,990,600
 All Other Shares & Deposits 32,217,650
  TOTAL SHARES & DEPOSITS 103,024,178
  TOTAL LIABILITIES 103,211,977
 Regular Reserve 1,620,499
 Other Reserves 6,273,101
 Undivided Earnings 3,901,478
  TOTAL EQUITY 11,795,078
  TOTAL LIABILITIES, SHARES, & EQUITY 115,007,055
INCOME & EXPENSE  
 Loan Income 1,312,528
 Investment Income 140,909
 Other Income 144,490
 Total Employee Compensation & Benefits 2,398,526
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,067,770
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 32,243
 Cost of Funds 188,203
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -1,641,777
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