Credit Unions Near Me
National Credit Union Service Organization

FREEDOM FIRST CREDIT UNION

Jun, 30, 2024 — FREEDOM FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in DAYTON, OH with 3 branch locations and about $58.22 million in total assets. Opened 63 years ago in 1961, FREEDOM FIRST CREDIT UNION has about 7,737 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 242277895
Name:FREEDOM FIRST CREDIT UNION
Address:
(Main Office)
1645 Webster St
DAYTON, OH 45404-1135
Phone:(937) 223-2828
Fax:(937) 223-4549
Website:https://freedom1stcu.com
Branches:3 branch locations
Members:7,737
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61001
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1961
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$58,221,344
CEO/Manager:Deborah A DeVous
Chairperson:Chad Rother

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,077,516
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,373,970
 Unsecured Loans 1,208,793
 Other Loans 24,357,296
 TOTAL LOANS 28,940,059
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -59,707
 Land And Building 1,803,107
 Other Fixed Assets 287,723
 NCUSIF Deposit 485,747
 All Other Assets 0
  TOTAL ASSETS 58,221,344
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,179,524
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 10,284,965
 Regular shares 27,315,222
 All Other Shares & Deposits 14,884,742
  TOTAL SHARES & DEPOSITS 52,484,929
  TOTAL LIABILITIES 53,664,453
 Regular Reserve 0
 Other Reserves 1,430,139
 Undivided Earnings 3,126,752
  TOTAL EQUITY 4,556,891
  TOTAL LIABILITIES, SHARES, & EQUITY 58,221,344
INCOME & EXPENSE  
 Loan Income 852,836
 Investment Income 209,120
 Other Income 549,351
 Total Employee Compensation & Benefits 616,489
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 777,690
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,556
 Cost of Funds 45,068
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 186,423
↑ Back to Top

Other Credit Unions

WRIGHT-DUNBAR AREA CREDIT UNION
700 S James H Mcgee Blvd
DAYTON, OH 45402
STANDARD REGISTER FEDERAL CREDIT UNION
PO BOX 1167
DAYTON, OH 45401
YS FEDERAL CREDIT UNION
217 Xenia Ave
YELLOW SPRINGS, OH 45387
ATRIUM CREDIT UNION
6051 Market Ave Ste C
MIDDLETOWN, OH 45005-5239
KH NETWORK CREDIT UNION
7740 Paragon Rd
DAYTON, OH 45459
DAYMET CREDIT UNION
4988 Wagner Ford Rd
DAYTON, OH 45414-4420
FIREFIGHTERS & COMPANY FEDERAL CREDIT UNION
338 S Patterson Blvd
DAYTON, OH 45402-2845
CODE CREDIT UNION
285 Liberty St
DAYTON, OH 45402
UNIVERSAL 1 CREDIT UNION
1 River Park Dr
DAYTON, OH 45409-2104
HEARTLAND FEDERAL CREDIT UNION
3400 OFFICE PARK DR
DAYTON, OH 45439