Dec, 31, 2023 — DAYMET CREDIT UNION is a non-federally insured state credit union headquartered in DAYTON, OH with 2 branch locations and about $120.63 million in total assets. Opened 67 years ago in 1957, DAYMET CREDIT UNION has about 7,520 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DAYMET CREDIT UNION |
|---|---|
| Address: (Main Office) | 4988 Wagner Ford Rd DAYTON, OH 45414-4420 |
| Phone: | (937) 236-2562 |
| Fax: | (937) 236-2786 |
| Website: | https://www.daymetcu.com |
| Branches: | 2 branch locations |
| Members: | 7,520 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97105 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $120,631,661 |
| CEO/Manager: | Steven D Shore |
| Chairperson: | Mike R Rogers |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,808,676 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 40,538,575 |
| Unsecured Loans | 6,625,063 |
| Other Loans | 46,325,886 |
| TOTAL LOANS | 93,489,524 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -773,827 |
| Land And Building | 1,709,276 |
| Other Fixed Assets | 103,462 |
| NCUSIF Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 120,631,661 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 542,218 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,762,447 |
| Regular shares | 27,146,892 |
| All Other Shares & Deposits | 66,957,142 |
| TOTAL SHARES & DEPOSITS | 110,866,481 |
| TOTAL LIABILITIES | 111,408,699 |
| Regular Reserve | 0 |
| Other Reserves | 1,759,476 |
| Undivided Earnings | 7,463,486 |
| TOTAL EQUITY | 9,222,962 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 120,631,661 |
| INCOME & EXPENSE | |
| Loan Income | 4,919,786 |
| Investment Income | 340,615 |
| Other Income | 661,290 |
| Total Employee Compensation & Benefits | 2,411,652 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,845,549 |
| Non-operating Income & (Expense) | 829,889 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 151,802 |
| Cost of Funds | 1,709,985 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 632,592 |
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