Jun, 30, 2024 — ATRIUM CREDIT UNION is a federally insured state chartered credit union headquartered in MIDDLETOWN, OH with 1 branch location and about $11.90 million in total assets. Opened 67 years ago in 1958, ATRIUM CREDIT UNION has about 1,100 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ATRIUM CREDIT UNION |
|---|---|
| Address: (Main Office) | 6051 Market Ave Ste C MIDDLETOWN, OH 45005-5239 |
| Phone: | (513) 974-5179 |
| Fax: | (513) 974-5078 |
| Website: | https://www.atrium4u.org |
| Branches: | 1 branch locations |
| Members: | 1,100 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63446 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Oct 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,901,995 |
| CEO/Manager: | CYNTHIA A COTTONGIM |
| Chairperson: | Amy L Newland |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 708,638 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,984,724 |
| Unsecured Loans | 146,909 |
| Other Loans | 3,143,945 |
| TOTAL LOANS | 5,275,578 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -20,000 |
| Land And Building | 0 |
| Other Fixed Assets | 16,889 |
| NCUSIF Deposit | 102,145 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,901,995 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 86,552 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,165,224 |
| Regular shares | 8,088,406 |
| All Other Shares & Deposits | 503,130 |
| TOTAL SHARES & DEPOSITS | 10,756,760 |
| TOTAL LIABILITIES | 10,843,312 |
| Regular Reserve | 0 |
| Other Reserves | 314,438 |
| Undivided Earnings | 744,245 |
| TOTAL EQUITY | 1,058,683 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,901,995 |
| INCOME & EXPENSE | |
| Loan Income | 196,561 |
| Investment Income | 35,917 |
| Other Income | 26,491 |
| Total Employee Compensation & Benefits | 110,752 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 187,430 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -2,698 |
| Cost of Funds | 5,751 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 18,113 |
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