Sep, 30, 2025 — NEW JERSEY COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in MOORESTOWN, NJ with 1 branch location and about $8.86 million in total assets. Opened 72 years ago in 1954, NEW JERSEY COMMUNITY FEDERAL CREDIT UNION has about 805 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NEW JERSEY COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 144 W Route 38 MOORESTOWN, NJ 08057 |
| Phone: | (856) 235-2077 |
| Fax: | (856) 235-2904 |
| Website: | https://www.newjerseycommunityfcu.com/ |
| Branches: | 1 branch locations |
| Members: | 805 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9555 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,857,667 |
| CEO/Manager: | paul j ladd |
| Chairperson: | martin silverman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 321,610 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,353,901 |
| Unsecured Loans | 506,511 |
| Other Loans | 559,304 |
| TOTAL LOANS | 2,419,715 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -22,511 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 79,144 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,857,667 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 236,806 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,014,989 |
| Regular shares | 5,537,068 |
| All Other Shares & Deposits | 1,344,895 |
| TOTAL SHARES & DEPOSITS | 7,896,952 |
| TOTAL LIABILITIES | 8,133,758 |
| Regular Reserve | 0 |
| Other Reserves | 356,581 |
| Undivided Earnings | 367,328 |
| TOTAL EQUITY | 723,909 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,857,667 |
| INCOME & EXPENSE | |
| Loan Income | 130,876 |
| Investment Income | 171,736 |
| Other Income | 55,803 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 272,926 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,500 |
| Cost of Funds | 13,632 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 63,357 |
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