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National Credit Union Service Organization

POSTAL EMPLOYEES CREDIT UNION

Jun, 30, 2021 — POSTAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in TRENTON, NJ with 1 branch location and about $41.29 million in total assets. Opened 93 years ago in 1928, POSTAL EMPLOYEES CREDIT UNION has about 2,109 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231278643
Name:POSTAL EMPLOYEES CREDIT UNION
Address:
(Main Office)
PO BOX 8033
TRENTON, NJ 08650
Phone:(609) 585-4334
Fax:(609) 585-3514
Website:http://www.pecu24.org
Branches:1 branch locations
Members:2,109
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64882
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1928
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$41,290,057
CEO/Manager:Darryl Belinski
Chairperson:Joann Bowen

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 9,757,465
TOTAL INVESTMENTS 19,058,258
Loans Held for Sale 0
 
 Real Estate Loans 3,533,979
 Unsecured Loans 2,711,005
 Other Loans 5,016,544
 TOTAL LOANS 11,261,528
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -84,360
 Land And Building 800,445
 Other Fixed Assets 11,728
 NCUSIF Deposit 317,718
 All Other Assets 167,275
  TOTAL ASSETS 41,290,057
LIABILITIES & CAPITAL:  
 Dividends Payable 61,322
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,454
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,993,001
 Regular shares 19,624,862
 All Other Shares & Deposits 12,593,454
  TOTAL SHARES & DEPOSITS 35,211,317
  TOTAL LIABILITIES 35,282,093
 Regular Reserve 786,330
 Other Reserves 0
 Undivided Earnings 5,221,634
  TOTAL EQUITY 6,007,964
  TOTAL LIABILITIES, SHARES, & EQUITY 41,290,057
INCOME & EXPENSE  
 Loan Income 275,910
 Investment Income 95,764
 Other Income 24,318
 Total Employee Compensation & Benefits 193,068
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 171,141
 Non-operating Income & (Expense) 212,940
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -24,398
 Cost of Funds 92,560
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 176,561
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