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POSTAL EMPLOYEES CREDIT UNION

Sep, 30, 2021 — POSTAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in TRENTON, NJ with 1 branch location and about $41.42 million in total assets. Opened 94 years ago in 1928, POSTAL EMPLOYEES CREDIT UNION has about 2,120 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231278643
Name:POSTAL EMPLOYEES CREDIT UNION
Address:
(Main Office)
PO BOX 8033
TRENTON, NJ 08650
Phone:(609) 585-4334
Fax:(609) 585-3514
Website:http://www.pecu24.org
Branches:1 branch locations
Members:2,120
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64882
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1928
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$41,417,091
CEO/Manager:Darryl Belinski
Chairperson:Joann Bowen

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,236,275
TOTAL INVESTMENTS 19,206,567
Loans Held for Sale 0
 
 Real Estate Loans 3,415,439
 Unsecured Loans 2,611,111
 Other Loans 4,750,489
 TOTAL LOANS 10,777,039
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -95,470
 Land And Building 798,160
 Other Fixed Assets 23,344
 NCUSIF Deposit 317,718
 All Other Assets 153,458
  TOTAL ASSETS 41,417,091
LIABILITIES & CAPITAL:  
 Dividends Payable 55,383
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,279
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,118,391
 Regular shares 19,996,919
 All Other Shares & Deposits 12,229,022
  TOTAL SHARES & DEPOSITS 35,344,332
  TOTAL LIABILITIES 35,403,994
 Regular Reserve 786,330
 Other Reserves 0
 Undivided Earnings 5,226,767
  TOTAL EQUITY 6,013,097
  TOTAL LIABILITIES, SHARES, & EQUITY 41,417,091
INCOME & EXPENSE  
 Loan Income 431,476
 Investment Income 145,458
 Other Income 37,295
 Total Employee Compensation & Benefits 291,946
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 274,016
 Non-operating Income & (Expense) 243,968
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -20,817
 Cost of Funds 131,356
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 181,696
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