Sep, 30, 2025 — PEOPLES TRANSPORT FEDERAL CREDIT UNION is a federal credit union headquartered in MOUNT EPHRAIM, NJ with 1 branch location and about $11.86 million in total assets. Opened 67 years ago in 1959, PEOPLES TRANSPORT FEDERAL CREDIT UNION has about 1,453 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PEOPLES TRANSPORT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 136 W Kings Hwy MOUNT EPHRAIM, NJ 08059-1343 |
| Phone: | (856) 931-2180 |
| Fax: | (856) 931-1925 |
| Website: | https://www.peoplestransportfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,453 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12956 |
|---|---|
| Membership Type: | Associational - Other than religious or fraternal, or 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,856,944 |
| CEO/Manager: | Patricia M Beck |
| Chairperson: | Jaime L Lyles |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,209,298 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 2,119,958 |
| Other Loans | 3,949,622 |
| TOTAL LOANS | 6,069,580 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -130,966 |
| Land And Building | 91,215 |
| Other Fixed Assets | 28,265 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 86,831 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,856,944 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,821 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 194,264 |
| Regular shares | 3,390,067 |
| All Other Shares & Deposits | 7,052,711 |
| TOTAL SHARES & DEPOSITS | 10,637,041 |
| TOTAL LIABILITIES | 10,642,862 |
| Regular Reserve | 0 |
| Other Reserves | 237,409 |
| Undivided Earnings | 976,673 |
| TOTAL EQUITY | 1,214,082 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,856,944 |
| INCOME & EXPENSE | |
| Loan Income | 350,455 |
| Investment Income | 136,597 |
| Other Income | 1,487 |
| Total Employee Compensation & Benefits | 153,939 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 162,000 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 207,696 |
| Cost of Funds | 220,238 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -231,582 |
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