Sep, 30, 2025 — ENERGY PEOPLE FEDERAL CREDIT UNION is a federal credit union headquartered in TABERNACLE, NJ with 2 branch locations and about $18.28 million in total assets. Opened 66 years ago in 1960, ENERGY PEOPLE FEDERAL CREDIT UNION has about 1,087 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ENERGY PEOPLE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 39 Wicklow Dr TABERNACLE, NJ 08088-8640 |
| Phone: | (609) 268-9222 |
| Fax: | (609) 268-7350 |
| Website: | https://www.energypeoplefcu.com |
| Branches: | 2 branch locations |
| Members: | 1,087 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13729 |
|---|---|
| Membership Type: | Service - Communications and Utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,275,981 |
| CEO/Manager: | Janice B Hughes |
| Chairperson: | John Cook |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,687,849 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,104,141 |
| Unsecured Loans | 1,157,201 |
| Other Loans | 7,404,452 |
| TOTAL LOANS | 14,665,794 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -50,220 |
| Land And Building | 0 |
| Other Fixed Assets | 87,235 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 148,506 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,275,981 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 12,161 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 8,764,277 |
| All Other Shares & Deposits | 6,176,428 |
| TOTAL SHARES & DEPOSITS | 14,940,705 |
| TOTAL LIABILITIES | 14,952,866 |
| Regular Reserve | 0 |
| Other Reserves | 436,555 |
| Undivided Earnings | 2,886,560 |
| TOTAL EQUITY | 3,323,115 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,275,981 |
| INCOME & EXPENSE | |
| Loan Income | 670,135 |
| Investment Income | 80,486 |
| Other Income | 24,142 |
| Total Employee Compensation & Benefits | 384,537 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 153,986 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,800 |
| Cost of Funds | 211,652 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 21,788 |
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